2228 Guy St, San Diego, CA 92103 Property Records

San Diego County property record for 2228 Guy St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 1950
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$2,400,000 (Jul 2022)
Tax Bill	$15,796 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`443-520-28-00`

Property Details

APN / Parcel Number

Primary APN	`443-520-28-00`
Alternative APN	`4435310700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,370 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,500 sqft (0.126 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4435310700
Street Address	2228 GUY ST
City	SAN DIEGO
State	CA
Zip	92103-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK B LOTS 6 & 7 SELY 5 FT OF LOT 5 & ALL TR 000540
Legal Subdivision	VANBUREN & REHLINGS SUB
Legal Tract	000540
Legal Block	B
Legal Lot Number	6,7,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2021
Census Tract	100

Owner

2228 Guy St is owned by a company that bought it in July 2022 and is owner-occupied.

Source: San Diego County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GLOBAL EQUITY FINANCE INC
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 12, 2022	Intrafamily Transfer, Transfer
Jul 14, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN ONE CU
Sep 28, 2021	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	2022290504
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000681864
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATL TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 GUY ST, SAN DIEGO, CA 92103-1103

Mortgage

Document Number	0000368125
Date	Dec 31, 2025
Instrument	2025-0368125

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	OLATHE, KS 66061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 GUY ST, SAN DIEGO, CA 92103-1103

Mortgage

Document Number	0000328786
Date	Nov 29, 2023
Instrument	2023-0328786

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2022
Property Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Document Number	0000397098
Map Reference	MAP 540
Instrument Date	Sep 23, 2022
Instrument	2022-0397098
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 GUY ST, SAN DIEGO, CA 92103-1103

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2022
Property Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Document Number	0000290504
Map Reference	MAP 540
Instrument Date	Jul 12, 2022
Instrument	2022-0290504
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2228 GUY ST, SAN DIEGO, CA 92103-1103

Mortgage

Document Number	0000290505
Date	Jul 14, 2022
Instrument	2022-0290505

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

September 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2021
Property Address	2228 GUY ST, SAN DIEGO, CA 92103-1103
Document Number	0000681865
Map Reference	MAP 540
Instrument Date	Sep 22, 2021
Instrument	2021-0681865
Transaction Type	Construction Loan
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7920 ARJONS DR STE A, A, SAN DIEGO, CA 92126-6301

Mortgage

Document Number	0000681866
Date	Sep 28, 2021
Instrument	2021-0681866

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2228 Guy St was $15,796 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,245,772 (+2%) Land $986,653 Building $259,119
2025	$15,796.00 Homeowner's exemption	$1,221,346 Land $967,307 Building $254,039
2023	$14,369.00 (-29.72%) Homeowner's exemption	$1,173,922 Land $929,747 Building $244,175
2022	$20,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2228 Guy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2228 Guy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Google Fiber, T-Mobile.

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