Navajo County property record for 2228 Forest Ln, Overgaard, AZ 85933 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,264 sqft · built 2003 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Jul 2024) |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 206-28-109 |
| Primary APN | 206-28-109 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,714 sqft |
| 1st Floor Area | 1,264 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Deck Area | Deck Area |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2228 FOREST LN |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE MEADOWS #2 LOT 109 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | PINE MEADOW |
| Legal Lot Number | 109 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2099 |
| Census Tract | 963700 |
Source: Navajo County records · APN 206-28-109
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 S GAYLORD, MESA, AZ 85204-3024 |
| Owner Type | Individual |
| Vesting | Widower |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 03, 2019 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 20249535 |
| Prior Transfer Date | Aug 16, 2016 |
| Prior Transfer Doc | 0000014790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2228 FOREST LN, OVERGAARD, AZ 85933-5154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002538 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-02538 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Feb 24, 2021 |
| Property Address | 2228 FOREST LN, OVERGAARD, AZ 85933-5154 |
| Document Number | 0000003842 |
| Map Reference | MB 9 PG 1 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2021-03842 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 15040 N 52ND ST, SCOTTSDALE, AZ 85254-2303 |
| Document Number | 0000003843 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-03843 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Apr 03, 2019 |
| Property Address | 2228 FOREST LN, OVERGAARD, AZ 85933-5154 |
| Document Number | 0000004480 |
| Map Reference | MB 9 PG 1 |
| Instrument Date | Feb 20, 2010 |
| Instrument | 2019-04480 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | LAWYERS TITLE HEBER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6402 N 11TH DR, 6402, PHOENIX, AZ 85013-1387 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3021, OVERGAARD, AZ 85933-3021 |
| Document Number | 0000004481 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 2019-04481 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $290,459 (+8.06%) Land $19,029 Building $271,430 | ||
| 2025 | $1,543.00 (+22.66%) | $26,879 Land $1,775 Building $25,104 | $268,792 Land $17,750 Building $251,042 |
| 2023 | $1,258.00 |
Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040179637002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2001, rainfall accumulation |
| Wildfire Risk | High above 87% of the US · above 80% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 146 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Cable One | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon, Conexon Connect. Availability varies by address; speeds are provider-advertised maximums, not measured.
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