2228 E Letts Rd, Midland, MI 48642 Property Records

Midland County property record for 2228 E Letts Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,992 sqft · built 2011
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 2024)
Tax Bill	$7,712 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-031-200-035-00`

Property Details

APN / Parcel Number

Primary APN	`090-031-200-035-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Lot Area	439,956 sqft (10.1 acres)
Garage Area	1,876 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2228 E LETTS RD
City	MIDLAND
State	MI
Zip	48642-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SEC 31 T15N R2E COM 646.6 FT W OF N 1/4 COR, TH W 337.55 FT, S 1303.8 FT, E 337.55 FT, N 1304 FT.
Legal Range	02E
Legal Township	15N
Legal Section	31
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1021
Census Tract	291103

Owner

Source: Midland County records · APN 090-031-200-035-00

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2228 E LETTS RD, MIDLAND, MI 48642-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2024	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF MICHIGAN CU
Jun 01, 2023	Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2024 · Amount on Record
Deed Sale	Mar 01, 2024 · Amount on Record
Prior Sale	Jun 01, 2023 · Amount on Record
Deed Book / Page	1670 / 1074
Prior Transfer Date	Sep 14, 2012
Prior Transfer Doc	01558/00444
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 01, 2024
Property Address	2228 E LETTS RD, MIDLAND, MI 48642-9484
Document Number	01670/1074
Book / Page	1670 / 1074
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 E LETTS RD, MIDLAND, MI 48642-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21701 AUDETTE ST, DEARBORN, MI 48124-3051
Investor	Possibly a Property Investor

Mortgage

Document Number	0016701075
Date	Mar 01, 2024
Instrument	1670/1075

Lender

Name	UNIVERSITY OF MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2044

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 01, 2023
Property Address	2228 E LETTS RD, MIDLAND, MI 48642-9484
Document Number	001665/550
Book / Page	1665 / 550
Instrument Date	May 26, 2023
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 E LETTS RD, MIDLAND, MI 48642-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291, SANFORD, MI 48657-0291

Mortgage

Document Number	0001665551
Date	Jun 01, 2023
Instrument	1665/551

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2228 E LETTS RD, MIDLAND, MI 48642-9484
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1635/1250
Date	Jul 29, 2020
Book Page	1635/1250

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,400 (+25.85%)	$598,800 (+25.85%)
2024	$7,712.00 (+30.73%)
2023		$237,900	$475,800
2022	$5,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), as of February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112911031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Based on FCC filings for 153 locations within half a mile of this property.

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