2228 E Four Creeks Ave, Visalia, CA 93292 Property Records

Tulare County property record for 2228 E Four Creeks Ave, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,575 sqft · built 2018
Lot Size	0.14 acres (6,096 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2026)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`098-420-069-000`

Property Details

APN / Parcel Number

Primary APN	`098-420-069-000`
Alternative APN	`098-420-069`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	6,096 sqft (0.14 acres)
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	098-420-069
Street Address	2228 E FOUR CREEKS AVE
City	VISALIA
State	CA
Zip	93292-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 PINE RIVER RANCHEST PH 2, RM 43-87
Legal Subdivision	PINE RIVER RANCHEST PH 2
Legal Lot Number	117
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2007
Census Tract	1304

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2228 E FOUR CREEKS AVE, VISALIA, CA 93292-2400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Aug 4, 2026	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	202638364
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Recording Date	Sep 1, 2026
Property Address	2228 E FOUR CREEKS AVE, VISALIA, CA 93292-2400
Document Number	0000043765
Instrument Date	Jul 27, 2026
Instrument	202643765
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043765,
Date	Sep 1, 2026
Instrument	202643765

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Aug 4, 2026
Property Address	2228 E FOUR CREEKS AVE, VISALIA, CA 93292-2400
Document Number	0000038364
Instrument Date	May 19, 2026
Instrument	202638364
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 E FOUR CREEKS AVE, VISALIA, CA 93292-2400

Mortgage

Document Number	0000038365,
Date	Aug 4, 2026
Instrument	202638365

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2228 E FOUR CREEKS AVE, VISALIA, CA 93292-2400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 EDINBURGH ST, SAN FRANCISCO, CA 94112-3532

Mortgage

Document Number	0000049950
Date	Aug 28, 2020
Instrument	2020-0049950

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,009 (+2%) Land $75,437 Building $224,572
2025	$3,552.00 (+5.24%)	$294,127 (+4.04%) Land $73,958 Building $220,169
2023	$3,375.00 (+2.83%)	$282,707 Land $71,087 Building $211,620
2022	$3,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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