2228 E 900 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2228 E 900 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,463 sqft · built 2018
Lot Size	0.189 acres (8,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,000 (Aug 2018)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-647-0137`

Property Details

APN / Parcel Number

Primary APN	`45-647-0137`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,463 sqft Living Area
Gross Area	4,029 sqft
Basement Area	1,006 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,248 sqft (0.189 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2228 E 900 N
City	SPANISH FORK
State	UT
Zip	84660-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 137, PLAT C4-C, LEGACY FARMS AT SPANISH FORK SUB AREA 0.189 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	137
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1010
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage DIRECT MTG
Apr 19, 2019	Deed of Trust, Mortgage DIRECT MTG
Aug 3, 2018	Grant Deed, Transfer SUPERIOR LNDG ASSOCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	201873430
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010176
Date	Jan 25, 2022
Instrument	10176:2022

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142976
Date	Aug 16, 2021
Instrument	142976:2021

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Document Number	0000034620
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2228 E 900 N SPANISH FORK UT 846606212, SPANISH FORK, UT 84660-6212

Mortgage

Document Number	0000034620
Date	Mar 18, 2020
Instrument	34620

Lender

Name	DIRECT MTG
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Document Number	0000034596
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2228 E 900 N SPANISH FORK UT 846606212, SPANISH FORK, UT 84660-6212

Mortgage

Document Number	0000034596
Date	Apr 24, 2019
Instrument	34596

Lender

Name	DIRECT MTG
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Aug 3, 2018
Property Address	2228 E 900 N, SPANISH FORK, UT 84660-6212
Document Number	0000073430
Instrument Date	Jul 27, 2018
Instrument	73430
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2228 E 900TH N SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	73431
Date	Aug 3, 2018
Instrument	73431

Lender

Name	SUPERIOR LNDG ASSOCS
Address	OREM, UT 84057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,915 (-46.51%)	$585,300 (-2.74%) Land $295,200 Building $290,100
2025	$3,188.00	$601,800 (+93.87%) Land $236,200 Building $365,600	$601,800 (+6.63%) Land $236,200 Building $365,600
2024	$3,188.00 (+5.98%)
2023	$3,008.00 (-4.78%)	$310,420	$564,400 Land $225,000 Building $339,400
2022	$3,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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