2228 E 7th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2228 E 7th St, Charlotte, NC 28204

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 7,152 sqft · built 1984
Lot Size0.376 acres (16,379 sqft)
OwnerCompany Name on Record
Tax Bill$10,030 (2024)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN127-042-06

Property Details

APN / Parcel Number

Primary APN127-042-06

Interior

Bedrooms5 Beds
Units8 Units
Stories2 Stories
Building Area7,152 sqft Living Area
1st Floor Area2,696 sqft
Upper Floors Area4,442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,379 sqft (0.376 acres)
PorchFinished/Open Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2228 E 7TH ST
CityCHARLOTTE
StateNC
Zip28204-3395
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-6MF(CD)
Legal SubdivisionPARK ROAD
Legal Block2
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address82 PLAIN RD, WAYLAND, MA 01778-2312
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 31, 2001
Transfer Doc0000151511
Record UpdatedOct 29, 2026

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJan 23, 2018
Property Address2228 E 7TH ST, CHARLOTTE, NC 28204-3395
Book / Page032419 / 000275
Instrument DateJan 19, 2018
Instrument7973
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address82 PLAIN RD WAYLAND MA 017782312, WAYLAND, MA 01778-2312

Mortgage

Document Number0000007973
DateJan 23, 2018
Book Page032419/000275
Instrument7973
Lender
NameCAPITAL ONE MULTIFAMILY FIN
Address2 BETHESDA METRO CTR # 10TH, BETHESDA, MD 20814-6319
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 22, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,162,500 Land $1,064,600 Building $97,900$1,162,500 Land $1,064,600 Building $97,900
2024$10,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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