Mecklenburg County property record for 2228 E 5th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,877 sqft · built 1929 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,260,000 (Oct 2023) |
| Tax Bill | $8,355 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-084-10 |
| Primary APN | 127-084-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,877 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Basement Area | 495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 210 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 312 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2228 E 5TH ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L8 B7 M3-13 |
| Legal Subdivision | ROSEMONT |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Oct 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 2023100608 |
| Deed Book / Page | 38441 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 7, 2026 |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000047555 |
| Book / Page | 40403 / 9 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202647555 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047555, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 40403/9 |
| Instrument | 202647555 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 23, 2023 |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000100608 |
| Book / Page | 38441 / 886 |
| Map Reference | MB 3 PG 13 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023100608 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 E PARK AVE, CHARLOTTE, NC 28203-5147 |
| Name | Verified Name |
|---|
| Document Number | 0000100609 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023100609 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000145697 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 36349/747 |
| Instrument | 2021145697 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 13, 2022 |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000056983 |
| Book / Page | 37247 / 55 |
| Map Reference | MB 3 PG 13 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022056983 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000056984 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022056984 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000119561 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 32989/525 |
| Instrument | 2018119561 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 18, 2017 |
| Property Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000112369 |
| Book / Page | 32053 / 417 |
| Map Reference | MB3 PG13 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017112369 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,238.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2017 BLOCK HOUSE CT922, 2017, CHARLOTTE, NC 28277 |
| Name | Verified Name |
|---|---|
| Address | 2228 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Document Number | 0000112370 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017112370 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,083,200 (-) Land $632,500 Building $450,700 | $1,083,200 (-) Land $632,500 Building $450,700 | |
| 2024 | $8,355.00 (-20.06%) | ||
| 2023 | $10,452.00 | $1,083,200 Land $632,500 Building $450,700 | $1,083,200 Land $632,500 Building $450,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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