Contra Costa County property record for 2228 Dutch Slough Rd, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 548 sqft · built 1947 |
| Lot Size | 0.413 acres (17,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,500 (Oct 2016) |
| Tax Bill | $5,017 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 032-092-006-9 |
| Primary APN | 032-092-006-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 548 sqft Living Area |
| 1st Floor Area | 548 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 17,982 sqft (0.413 acres) |
| View / Lot | Waterfront |
| Street Address | 2228 DUTCH SLOUGH RD |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F1 |
| Legal Description | DUTCH SLOUGH SUBN LOTS 1 & 2 EX MR |
| Legal Subdivision | DUTCH SLOUGH SUB |
| Legal Lot Number | 1,2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 301000 |
2228 Dutch Slough Rd is owned and occupied by an individual who bought it in October 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHAEL GONCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on File |
| Deed Sale | Oct 31, 2016 · Amount on File |
| Prior Sale | Mar 13, 2015 · Amount on File |
| Deed Document Number | 2016233569 |
| Prior Transfer Date | Jan 9, 1996 |
| Prior Transfer Doc | 0000004636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Document Number | 0000110342 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025- 110342 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Document Number | 0000207077 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-207077 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Document Number | 0000243563 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-243563 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2228 DUTCH SLOUGH RD, OAKLEY, CA 94561-5060 |
| Document Number | 0000005159 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2228 DUTCH SLOUGH RD OAKLEY CA 945615060, OAKLEY, CA 94561-5060 |
| Document Number | 0000005159 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 5159 |
| Name | MICHAEL GONCE |
|---|---|
| Address | PO BOX 5667, HERCULES, CA 94547-5667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2228 Dutch Slough Rd was $5,017.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,536 (+2%) Land $274,992 Building $50,544 | |
| 2025 | $5,017.00 | $319,153 Land $269,600 Building $49,553 |
| 2023 | $4,841.00 (+1.17%) | $306,762 Land $259,132 Building $47,630 |
| 2022 | $4,785.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2228 Dutch Slough Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 49 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 149 units insured incl. 100 condo units |
| Nearby Flood Claims | 2 (2017–2022) |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Dutch Slough Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUTCH SLOUGH WATER WORKS private · serves 49 people · EPA ID CA0707519 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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