2228 Della St, Hernando, MS 38632 Property Records

DeSoto County property record for 2228 Della St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,913 sqft · built 2012
Lot Size	0.475 acres (20,699 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-17-18-0-00057-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-17-18-0-00057-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,913 sqft Adjusted Area
1st Floor Area	1,834 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	20,699 sqft (0.475 acres)
Lot Dimensions	232 ft deep x 90 ft wide

Location & Zoning

Street Address	2228 DELLA ST
City	HERNANDO
State	MS
Zip	38632-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HERITAGE OAKS PHASE II LOT 57
Legal Range	007
Legal Township	03S
Legal Section	17
Legal Subdivision	HERITAGE OAKS PH II
Legal Phase	2
Legal Lot Number	57
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	71001

Owner

Source: DeSoto County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2228 DELLA ST, HERNANDO, MS 38632-6976
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Dec 5, 2025	Intrafamily Transfer, Transfer
Dec 3, 2018	Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018
Deed Sale	Dec 3, 2018
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Book / Page	874 / 441
Last Transfer Date	Dec 4, 2025
Transfer Doc	1025/23527
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2228 DELLA ST, HERNANDO, MS 38632-6976
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004692/784
Date	Mar 15, 2019
Book Page	4692/784

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 5, 2025
Property Address	2228 DELLA ST, HERNANDO, MS 38632-6976
Document Number	1025/23527
Book / Page	1025 / 23527
Map Reference	MB 92 PG 3
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 DELLA ST, HERNANDO, MS 38632-6976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2228 DELLA ST, HERNANDO, MS 38632-6976

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 3, 2018
Property Address	2228 DELLA ST, HERNANDO, MS 38632-6976
Document Number	000874/441
Book / Page	0874 / 441
Map Reference	MB 92 PG 3
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2228 DELLA ST, HERNANDO, MS 38632-6976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (-42.59%)	$19,051 (-) Land $3,000 Building $16,051	$190,507 (-) Land $30,000 Building $160,507
2023	$2,343.00	$19,051	$190,507 Land $30,000 Building $160,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2228 Della St, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Della St

Nearby Streets

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