Sumter County property record for 2228 Citation St, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Aug 2025) |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-01-05-032 |
| Primary APN | 202-01-05-032 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Account Number | 72666 |
|---|---|
| Street Address | 2228 CITATION ST |
| City | SUMTER |
| State | SC |
| Zip | 29153-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 0.17AC |
| Legal Subdivision | CRYSTAL DOWNS |
| Legal Lot Number | 32 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 401 |
Source: Sumter County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 9, 2025 | Deed of Trust, Mortgage · Construction Mortgage BUILDER FINANCE INC |
| Aug 14, 2025 | Deed, Subdivision Related Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Apr 1, 2025 | Deed, Transfer · Line of Credit COLUMBIA CASH RESERVES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Deed Book / Page | 1343 / 3651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 6, 2026 |
| Property Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Document Number | 1353005937 |
| Book / Page | 1353 / 5937 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Document Number | 1353005937, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 1353/5937 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0013394425 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 1339/4425 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57103 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 6, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 14, 2025 |
| Property Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Document Number | 0013433651 |
| Book / Page | 1343 / 3651 |
| Map Reference | MB 2025 PG 52 |
| Instrument Date | Aug 14, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $741.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2228 CITATION STREET, SUMTER, SC 29153-7153 |
| Document Number | 0013433654 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 1343/3654 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 1, 2025 |
| Property Address | 2228 CITATION ST, SUMTER, SC 29153-7153 |
| Document Number | 0013381480 |
| Book / Page | 1338 / 1480 |
| Map Reference | MB 2025 PG 52 |
| Instrument Date | Mar 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,448.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3300 SUNSET BLVD STE 102, 102, WEST COLUMBIA, SC 29169-3458 |
| Investor | Possibly a Property Investor |
| Document Number | 0013381484 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 1338/1484 |
| Name | COLUMBIA CASH RESERVES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 30, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 | $1,200 Land $1,200 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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