2228 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 2228 Central Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 4,825 sqft · built 1985
Lot Size	0.221 acres (9,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 1998)
Tax Bill	$9,094 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`503-412-40-00`

Property Details

APN / Parcel Number

Primary APN	`503-412-40-00`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,825 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Lot Area	9,645 sqft (0.221 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2228 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 7 (EX RD)DOC89-263829 IN TR 000330
Legal Subdivision	RANCHO MISSION
Legal Tract	000330
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13906

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Jul 12, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jul 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1998 · Amount on Record
Deed Sale	May 22, 1998 · Amount on Record
Prior Sale	Mar 4, 1998 · Amount on Record
Deed Document Number	1998304065
Last Transfer Date	Apr 26, 2004
Transfer Doc	0000407436
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095947
Date	Mar 3, 2022
Instrument	2022-0095947

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506

Mortgage

Document Number	0000343347
Date	Dec 4, 2025
Instrument	2025-0343347

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Document Number	0000545399
Instrument Date	Sep 11, 2020
Instrument	2020-0545399
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506

Mortgage

Document Number	0000545400
Date	Sep 16, 2020
Instrument	2020-0545400

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2019
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Document Number	0000075110
Instrument Date	Feb 21, 2019
Instrument	2019-0075110
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506

Mortgage

Document Number	0000075111
Date	Mar 1, 2019
Instrument	2019-0075111

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Document Number	0000313241
Instrument Date	Jun 30, 2017
Instrument	313241
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2228 CENTRAL AVE SPRING VALLEY CA 919773506, SPRING VALLEY, CA 91977-3506

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2017
Property Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506
Document Number	0000312773
Instrument Date	Jun 21, 2017
Instrument	2017-0312773
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2228 CENTRAL AVE, SPRING VALLEY, CA 91977-3506

Mortgage

Document Number	0000312774
Date	Jul 11, 2017
Instrument	2017-0312774

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$767,858 (+7.42%) Land $73,268 Building $694,590
2025	$9,094.00 (+12.8%) Homeowner's exemption	$714,823 (+14.1%) Land $71,832 Building $642,991
2024	$8,062.00 (+3.15%)
2023	$7,816.00 (+1.49%) Homeowner's exemption	$626,514 Land $69,044 Building $557,470
2022	$7,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures