2228 Cedar Trl, Morganton, NC 28655 Property Records

Burke County property record for 2228 Cedar Trl, Morganton, NC 28655

Property Summary

Property Type	Vacant Land
Details	1,782 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Aug 2019)
Tax Bill	$54 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2716223918`

Property Details

APN / Parcel Number

Primary APN	`2716223918`
Alternative APN	`45809`

Interior

Stories	1 Story
Building Area	1,782 sqft
1st Floor Area	1,782 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Mobile Home
Exterior Material	Vinyl
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2716223918
Street Address	2228 CEDAR TRL
City	MORGANTON
State	NC
Zip	28655-9758
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RESIDENTIAL TWO DIST
Legal Description	2228 CEDAR TRL MORGANTON, NC 28655
Legal Subdivision	CHESTERFIELD WEST
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2011
Census Tract	20100

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2228 CEDAR TRL, MORGANTON, NC 28655-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	0002418365
Deed Book / Page	2418 / 365
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 13, 2019
Property Address	2228 CEDAR TRL, MORGANTON, NC 28655-9758
Document Number	0024180365
Book / Page	2418 / 0365
Map Reference	MB 9 PG 184
Instrument Date	Aug 9, 2019
Instrument	2017030989
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 CEDAR TRL, MORGANTON, NC 28655-9758

Mortgage

Document Number	2017030990
Date	Aug 13, 2019
Instrument	2017030990

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54.00 (-1.82%)	$7,995 (-) Land $7,995	$7,995 (-) Land $7,995
2023	$55.00	$7,995 Land $7,995	$7,995 Land $7,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · Severe Snowfall & Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Trl

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