2228 Bowman Rd, Franklin, TN 37064 Property Records

Williamson County property record for 2228 Bowman Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,978 sqft · built 1975
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$910,000 (Jan 2022)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090M-A-013.00-000`

Property Details

APN / Parcel Number

Primary APN	`090M-A-013.00-000`
Alternative APNs	`094090M A 01300` `228347`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,978 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	271 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	702 sqft
Driveway	Driveway
Porch	Enclosed/Finished Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2228 BOWMAN RD
City	FRANKLIN
State	TN
Zip	37064-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD OAKWOOD EST SEC 2 PB 5 PG 9 LOT 0055
Legal Subdivision	OAKWOOD EST
Legal Lot Number	0055
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1002
Census Tract	50908

Owner

Source: Williamson County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Intrafamily Transfer, Transfer
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 5, 2017	Warranty Deed, Transfer · ARM CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20222847
Deed Book / Page	8882 / 157
Last Transfer Date	Aug 24, 2022
Transfer Doc	0090870576
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 24, 2022
Property Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916
Document Number	0090870576
Book / Page	9087 / 576
Map Reference	MB 5 PG 9
Instrument Date	Aug 24, 2022
Instrument	22036655
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 19, 2022
Property Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916
Document Number	0088820157
Book / Page	8882 / 157
Map Reference	MB 6 PG 3
Instrument Date	Jan 6, 2022
Instrument	22002847
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916

Mortgage

Document Number	0022002848
Date	Jan 19, 2022
Instrument	22002848

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077430179
Date	Sep 16, 2019
Book Page	7743/0179
Instrument	19037561

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 5, 2017
Property Address	2228 BOWMAN RD, FRANKLIN, TN 37064-4916
Document Number	0071720568
Book / Page	7172 / 0568
Map Reference	MB5 PG102
Instrument Date	Aug 30, 2017
Instrument	17036566
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAURE PEERY HOMEAND TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 BROWMAN RD, FRANKLIN, TN 37064-4916

Mortgage

Document Number	0017036567
Date	Sep 5, 2017
Instrument	17036567

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (-1.52%)	$208,775 (+42.41%) Land $57,500 Building $151,275	$835,100 (+42.41%) Land $230,000 Building $605,100
2024	$2,756.00
2023	$2,756.00	$146,600 (-) Land $32,500 Building $114,100	$586,400 (-) Land $130,000 Building $456,400
2022	$2,756.00	$146,600 Land $32,500 Building $114,100	$586,400 Land $130,000 Building $456,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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