Smyth County property record for 2228 Big Tree Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,712 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Dec 2012) |
| Tax Bill | $1,727 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-9-1A |
| Primary APN | 65-9-1A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 4,544 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,712 sqft |
| Unfinished Basement | 1,712 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 216 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 67979 |
|---|---|
| Street Address | 2228 BIG TREE RD |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL D PT TR 1 65 9 1A |
| Legal Tract | 1 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 30702 |
2228 Big Tree Rd is owned and occupied by two individuals who bought it in December 2012.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2228 BIG TREE RD, CHILHOWIE, VA 24319-4674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on File |
| Deed Sale | Dec 21, 2012 · Amount on File |
| Deed Book / Page | 1200 / 3019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 2228 BIG TREE RD, CHILHOWIE, VA 24319-4674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 170001150 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 170001150 |
| Name | HIGHLANDS UNION BANK ABINGDON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2228 Big Tree Rd was $1,727, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,727.00 (+16.93%) | $250,400 (-) Land $29,000 Building $221,400 | $250,400 (-) Land $29,000 Building $221,400 |
| 2025 | $1,477.00 | $250,400 Land $29,000 Building $221,400 | $250,400 Land $29,000 Building $221,400 |
| 2023 | $1,223.00 | $165,300 Land $25,000 Building $140,300 | $165,300 Land $25,000 Building $140,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 Big Tree Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Big Tree Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: SmythNet, Xfinity.
4G LTE (outdoors only), no 5G reported
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