San Joaquin County property record for 22274 el Rancho Rd, Tracy, CA 95304
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,784 sqft · built 1977 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,404 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 213-180-310-000 |
| Primary APN | 213-180-310-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 67,518 sqft (1.55 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 213-180-31 |
|---|---|
| Street Address | 22274 EL RANCHO RD |
| City | TRACY |
| State | CA |
| Zip | 95304-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | PESCADERO COLONY LOT 114 |
| Legal Subdivision | PESCADERO COLONY 01 |
| Legal Block | 1 |
| Legal Lot Number | 114 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1178 |
| Census Tract | 5214 |
22274 el Rancho Rd, a rural home, is owner-occupied and held in a trust since September 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 22274 EL RANCHO RD, TRACY, CA 95304-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Oct 26, 2020 | Quit Claim Deed, Transfer UNISOURCE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2020 |
| Transfer Doc | 0000143474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 22274 EL RANCHO RD, TRACY, CA 95304-9413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 22274 EL RANCHO RD, TRACY, CA 95304-9413 |
| Document Number | 0000131328 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-131328 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 22274 EL RANCHO RD, TRACY, CA 95304-9413 |
| Document Number | 0000143474 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 143474 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22274 EI RANCHO RD TRACY CA 95304, TRACY, CA 95304 |
The 2026 property tax bill for 22274 el Rancho Rd was $3,404 with a homeowner's exemption, up 1.6% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,404.00 (+1.61%) | |
| 2025 | $3,350.00 Homeowner's exemption | $290,022 Land $40,755 Building $249,267 |
| 2023 | $3,199.00 (+1.88%) Homeowner's exemption | $278,762 Land $39,173 Building $239,589 |
| 2022 | $3,140.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 22274 el Rancho Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 24.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22274 el Rancho Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies.
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