2227 Ventnor Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 2227 Ventnor Ln, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1994
Lot Size	0.147 acres (6,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2016)
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-390-005-9`

Property Details

APN / Parcel Number

Primary APN	`037-390-005-9`
Alternative APN	`037-390-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,398 sqft (0.147 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2227 VENTNOR LN
City	OAKLEY
State	CA
Zip	94561-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7330 L5
Legal Subdivision	SUBDIVISION 7330
Legal Tract	7330
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	302005

Owner

Source: Contra Costa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2227 VENTNOR LN, OAKLEY, CA 94561-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2016 · Amount on Record
Deed Sale	Aug 23, 2016 · Amount on Record
Prior Sale	Mar 31, 1999
Deed Document Number	2016169770
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000137995
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2026
Property Address	2227 VENTNOR LN, OAKLEY, CA 94561-3308
Document Number	0000074420
Instrument Date	Jul 9, 2026
Instrument	202674420
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	N TITLE COMPANY, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 VENTNOR LN, OAKLEY, CA 94561-3308

Mortgage

Document Number	0000074420,
Date	Jul 15, 2026
Instrument	202674420

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2227 VENTNOR LN, OAKLEY, CA 94561-3308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150818
Date	Sep 20, 2018
Instrument	2018-150818

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2227 VENTNOR LN, OAKLEY, CA 94561-3308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 VENTOR LN, OAKLEY, CA 94561-3308

Mortgage

Document Number	0000087792
Date	May 24, 2022
Instrument	2022-087792

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,842 (+2%) Land $177,566 Building $254,276
2025	$5,842.00 (+3.8%) Homeowner's exemption	$423,376 (+4.04%) Land $174,085 Building $249,291
2023	$5,628.00 (+1.42%) Homeowner's exemption	$406,937 Land $167,326 Building $239,611
2022	$5,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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