Will County property record for 2227 Stowe Cir, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,257 sqft · built 1998 |
| Lot Size | 0.35 acres (15,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Jan 2021) |
| Tax Bill | $19,004 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-03-201-036 |
| Primary APN | 07-01-03-201-036 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,257 sqft Total Area |
| 1st Floor Area | 2,244 sqft |
| 2nd Floor Area | 2,013 sqft |
| Basement Area | 2,154 sqft |
| Unfinished Basement | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 15,191 sqft (0.35 acres) |
| Garage Area | 629 sqft |
| Street Address | 2227 STOWE CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-8455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 IN STILLWATER UNIT 1, BEING A SUB OF PRT OF THE NE1/4 OF SEC 3, T37N-R9E |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 03 |
| Legal Subdivision | STILLWATER B |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 880307 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL CORPORATION |
| Mar 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 2, 2024 | Deed, Transfer |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 14, 2021 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Jan 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Jul 2, 1998 · Amount on Record |
| Deed Document Number | 20212009 |
| Last Transfer Date | Sep 3, 2021 |
| Transfer Doc | 0000101215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000037315 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202637315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000037315, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202637315 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011009 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | R2024011009 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 10.2% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Feb 2, 2024 |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000005530 |
| Map Reference | DOC R96-075382 |
| Instrument Date | Feb 1, 2024 |
| Instrument | R2024005530 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000100873 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | R2021100873 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 14, 2021 |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000101215 |
| Map Reference | DOC R96-075382 |
| Instrument Date | Sep 3, 2021 |
| Instrument | R2021101215 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2227 STOWE CIR, 2227, NAPERVILLE, IL 60564-8455 |
| Name | Verified Name |
|---|---|
| Address | 10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 6, 2021 |
| Property Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000002009 |
| Map Reference | DOC R96-075382 |
| Instrument Date | Nov 13, 2020 |
| Instrument | R2021002009 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2227 STOWE CIR, NAPERVILLE, IL 60564-8455 |
| Document Number | 0000002010 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | R2021002010 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,004.00 (+13.18%) | $312,813 (+9.95%) Land $79,347 Building $233,466 | $938,439 (+9.95%) Land $238,041 Building $700,398 |
| 2024 | $284,504 (+19.66%) Land $72,166 Building $212,338 | $853,512 (+19.66%) Land $216,498 Building $637,014 | |
| 2022 | $16,791.00 Homeowner's exemption | $237,754 Land $60,307 Building $177,447 | $713,262 Land $180,921 Building $532,341 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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