2227 S Pine Ave, Ocala, FL 34471 Property Records

Marion County property record for 2227 S Pine Ave, Ocala, FL 34471

Property Summary

Property Type	Bank, Financial Building
Details	2 bd · 4.5 ba · 4,038 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Dec 2018)
Tax Bill	$5,467 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3098-001-006`

Property Details

APN / Parcel Number

Primary APN	`3098-001-006`
Alternative APNs	`0713490000` `713490`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	4,038 sqft Gross Area
1st Floor Area	1,843 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2227 S PINE AVE
City	OCALA
State	FL
Zip	34471-5106
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	B2
Legal Description	SEC 19 TWP 15 RGE 22 PLAT BOOK C PAGE 080 RIGGS SUB BLK A LOT 6 & COM AT THE SE COR OF LOT 6 TH W 117.05 FT TO THE SW COR THEREOF FOR THE POB TH CONT W 27.56 FT MOL TO THE ELY ROW LINE OF SOUTH PINE AVE TH NWLY ALONG THE ELY ROW LINE 91.47 FT MOL TO
Legal Subdivision	RIGGS SUB
Legal Block	A
Legal Lot Number	6
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1251
Census Tract	1900

Owner

Source: Marion County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12472 LAKE UNDERHILL RD, ORLANDO, FL 32828-7144
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Deed of Trust, Mortgage HEARTH AND LAND ENTERPRISES LLC
Jan 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage SILVER HILL FINANCIAL LLC
Jan 25, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage SILVER HILL FINANCIAL LLC
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTH & LAND ENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Document Number	2018124875
Deed Book / Page	6887 / 189
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2227 S PINE AVE, OCALA, FL 34471-5106
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12472 LAKE UNDERHILL RD 252, ORLANDO, FL 32828-7144

Mortgage

Document Number	0085430053
Date	Feb 24, 2025
Book Page	8543/0053
Instrument	2025024306

Lender

Name	HEARTH AND LAND ENTERPRISES LLC
Type	Non-Lending Institution
Address	ORLANDO, FL 32826

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2227 S PINE AVE, OCALA, FL 34471-5106
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12472 LAKE UNDERHILL RD, ORLANDO, FL 32828-7144
Investor	Possibly a Property Investor

Mortgage

Document Number	0076811639
Date	Jan 25, 2022
Book Page	7681/1639
Instrument	2022011331

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 25, 2022
Property Address	2227 S PINE AVE, OCALA, FL 34471-5106
Document Number	0076820333
Book / Page	7682 / 333
Map Reference	MB C PG 80
Instrument Date	Jan 10, 2022
Instrument	2022011527
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	SUPREME TITLE AND ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12472 LAKE UNDERHILL RD # 252, 252, ORLANDO, FL 32828-7144
Investor	Possibly a Property Investor

Mortgage

Document Number	0076820339
Date	Jan 25, 2022
Instrument	7682/0339

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 19, 2018
Property Address	2227 S PINE AVE, OCALA, FL 34471-5106
Document Number	0068870189
Book / Page	006887 / 000189
Instrument Date	Dec 19, 2018
Instrument	124875
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12472 LAKE UNDERHILL RD #252 ORLANDO FL 328287144, 252, ORLANDO, FL 32828-7144

Mortgage

Document Number	68870192
Date	Dec 19, 2018
Book Page	006887/000192
Instrument	124876

Lender

Name	HEARTH & LAND ENTS LLC
Address	14450 STAMFORD CIR, ORLANDO, FL 32826-4017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,467.00 (+6.65%)	$260,173 (+10.76%)	$300,783 (+28.05%) Land $30,375 Building $270,408
2023	$5,126.00 (+18.68%)	$234,901 (+10.05%) Land $30,375 Building $204,526	$234,901 (+10.05%) Land $30,375 Building $204,526
2022	$4,319.00	$213,455 Land $30,375 Building $183,080	$213,455 Land $30,375 Building $183,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	37 units insured incl. 18 condo units
Nearby Flood Claims	2 (2007–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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