2227 O St, Merced, CA 95340 Property Records

Merced County property record for 2227 O St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 898 sqft · built 1920
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$72,500 (Mar 2024)
Tax Bill$1,160 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
May 2022 Mortgage
Flood ZoneZone AO (high risk)
APN030-164-011-000

Property Details

APN / Parcel Number

Primary APN030-164-011-000
Alternative APN
  • 030-164-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area898 sqft Living Area
Gross Area1,167 sqft
1st Floor Area951 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area4,500 sqft (0.103 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area98 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number030-164-011
Street Address2227 O ST
CityMERCED
StateCA
Zip95340-3622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMERCED POR LOT 1-4 BLK 71
Legal SubdivisionMERCED
Legal Block71
Legal Lot Number1-4
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2001
Census Tract1301

Owner

Source: Merced County records · APN 030-164-011-000

Assessment roll updated July 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2227 O ST, MERCED, CA 95340-3622
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 20, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleMay 13, 2010 · Amount on Record
Deed Document Number20246911
Prior Transfer DateMar 21, 2024
Prior Transfer Doc0000006911
Record UpdatedJun 08, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 28, 2024
Property Address2227 O ST, MERCED, CA 95340-3622
Document Number0000006911
Map ReferenceVOL 2 PG 12
Instrument DateMar 21, 2024
Instrument2024006911
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2227 O ST, MERCED, CA 95340-3622

Mortgage

Document Number0000006912
DateMar 28, 2024
Instrument2024006912
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateMay 20, 2022
Property Address2227 O ST, MERCED, CA 95340-3622
Document Number0000019703
Map ReferenceVOL 2 PG 12
Instrument DateApr 29, 2022
Instrument2022019703
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyTITLE 365, TITLE365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2227 O ST, MERCED, CA 95340-3622

Mortgage

Document Number0000019704
DateMay 20, 2022
Instrument2022019704
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,160.00 (+16%) Homeowner's exemption$110,473 (+13.44%) Land $31,967 Building $78,506
2024$1,000.00 (+1.52%)
2023$985.00 (+70.42%) Homeowner's exemption$97,385 Land $26,568 Building $70,817
2022$578.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 130 policies
Nearby Flood Policies130 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 461 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, California Internet, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on O St

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