2227 Moonlight Pt, Williamsburg, VA 23185 Property Records

James City County property record for 2227 Moonlight Pt, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,520 sqft · built 2019
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (Jun 2024)
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`47-4 13-0-0161`

Property Details

APN / Parcel Number

Primary APN	`47-4 13-0-0161`
Alternative APN	`34827`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	34827
Street Address	2227 MOONLIGHT PT
City	WILLIAMSBURG
State	VA
Zip	23185-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-161 S-6 PELEG'S POINT
Legal Subdivision	PELEGS POINT
Legal Lot Number	161
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2007
Census Tract	80308

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING & TR CO
Apr 11, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	202408414
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122

Mortgage

Document Number	0202515356
Date	Oct 30, 2025
Instrument	202515356

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	5.75%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 16, 2021
Property Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122
Document Number	210018727
Instrument Date	Sep 9, 2021
Instrument	210018727
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122

Mortgage

Document Number	210018728
Date	Sep 16, 2021
Instrument	210018728

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122
Document Number	0000017835
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 MOONLIGHT PT WILLIAMSBURG VA 231852122, WILLIAMSBURG, VA 23185-2122

Mortgage

Document Number	0000017835
Date	Dec 3, 2019
Instrument	17835

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 11, 2019
Property Address	2227 MOONLIGHT PT, WILLIAMSBURG, VA 23185-2122
Document Number	0000005274
Instrument Date	Mar 28, 2019
Instrument	5274
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 MOONLIGHT PT WILLIAMSBURG VA 231852122, WILLIAMSBURG, VA 23185-2122

Mortgage

Document Number	5275
Date	Apr 11, 2019
Instrument	5275

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,824.00 (+6.39%)	$701,800 (+35.43%) Land $132,600 Building $569,200	$701,800 (+35.43%) Land $132,600 Building $569,200
2024	$5,474.00 (+27.27%)
2023	$4,301.00	$518,200 Land $60,000 Building $458,200	$518,200 Land $60,000 Building $458,200
2022	$4,301.00 (+6.04%)
2019	$4,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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