2227 Knights Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 2227 Knights Rd, Winter Haven, FL 33880

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,252 sqft · built 1984
Lot Size	0.154 acres (6,713 sqft)
Owner	Individual Name on Record
Last Sale	$45,900 (Aug 1998)
Tax Bill	$481 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-31-000000-013470`

Property Details

APN / Parcel Number

Primary APN	`26-28-31-000000-013470`
Alternative APNs	`312826000000013470` `12826000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Other
Lot Area	6,713 sqft (0.154 acres)
Lot Width	64 ft Width
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Unfinished Open Porch
Porch Area	48 sqft

Location & Zoning

Street Address	2227 KNIGHTS RD
City	WINTER HAVEN
State	FL
Zip	33880-2726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BEG NW COR OF LOT 61 STONEBRIDGE PHASE 2 RUN W 187.80 FT N 345.42 FT TO POB RUN W 117.99 FT NLY ALONG CURVE 53.99 FT E 119.50 FT S 56.13 FT TO POB BEING LOT 14 OF UNREC STONEBRIDGE VILLAS PHASE 2 & INT IN COMM AREA
Legal Range	26E
Legal Township	28S
Legal Section	31
Legal Subdivision	CABIN LOTS
Legal Phase	2
Legal Tract	000000
Legal Block	4
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4044
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2227 KNIGHTS RD, WINTER HAVEN, FL 33880-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 1998 · Amount on Record
Deed Sale	Aug 18, 1998 · Amount on Record
Prior Sale	Mar 21, 1996 · Amount on Record
Deed Book / Page	4082 / 1797
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2227 KNIGHTS RD, WINTER HAVEN, FL 33880-2726
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 KNIGHTS RD, WINTER HAVEN, FL 33880-2726

Mortgage

Document Number	0000226035
Date	Aug 30, 2021
Book Page	11869/996
Instrument	2021226035

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,415 (+2.7%)	$134,500 (-2.18%) Land $100 Building $134,400
2025	$481.00 (+8.09%) Homeowner's exemption	$51,037 (+5.99%)	$137,500 (+10.89%) Land $100 Building $137,400
2023	$445.00 (+5.45%) Homeowner's exemption	$48,154 (+3%)	$124,000 (+11.71%) Land $100 Building $123,900
2022	$422.00 Homeowner's exemption	$46,751	$111,000 Land $100 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2017–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20