Oakland County property record for 2227 Kipling Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,171 sqft · built 2017 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Sep 2017) |
| Tax Bill | $11,056 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-430-036 |
| Primary APN | 04-25-18-430-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| Basement Area | 717 sqft |
| Unfinished Basement | 717 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,765 sqft (0.316 acres) |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 318 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2227 KIPLING AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 18 DENLER ACRES N 50 FT OF S 100 FT OF LOTS 56 & 57 5-17-16 FR 011 & 022 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | DENLER ACRES |
| Legal Lot Number | 5,56-57 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 170300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MAIN STREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 20178062 |
| Deed Book / Page | 51105 / 767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Document Number | 0000389265 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 57809/1 |
| Instrument | 389265 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000143488 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 54544/790 |
| Instrument | 143488 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 25, 2017 |
| Property Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Document Number | 0000178062 |
| Book / Page | 51105 / 00767 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 178062 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2749 BIRCH HARBOR LN, 2749, WEST BLOOMFIELD, MI 48324-1907 |
| Name | Verified Name |
|---|---|
| Address | 2227 KIPLING AVE, BERKLEY, MI 48072-1592 |
| Document Number | 0000178063 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 178063 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,056.00 (-2.89%) Homeowner's exemption | $356,480 (+10.68%) | $712,960 (+10.68%) |
| 2024 | $11,385.00 (+25.03%) | ||
| 2023 | $322,080 | $644,160 | |
| 2021 | $9,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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