2227 E Main St, Humboldt, TN 38343 Property Records

Gibson County property record for 2227 E Main St, Humboldt, TN 38343

Property Summary

Property TypeSingle Family Home
Details6 ba · 7,414 sqft · built 1900
Lot Size3.4 acres (148,104 sqft)
Owner2 Individual Names on Record
Last Sale$599,900 (Apr 2017)
Tax Bill$4,332 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2017 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN027170F A 04800

Property Details

APN / Parcel Number

Primary APN027170F A 04800
Alternative APN
  • 170F A 04800

Interior

Full Baths6 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area7,414 sqft Living Area
1st Floor Area2,564 sqft
Upper Floors Area1,496 sqft
Basement Area3,354 sqft
Finished Basement3,354 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area148,104 sqft (3.4 acres)
Lot Dimensions280 ft deep x 213 ft wide

Exterior Amenities

PorchSlab
Porch Area748 sqft
Shed1 Shed
Shed Area112 sqft
Utility Building128 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2227 E MAIN ST
CityHUMBOLDT
StateTN
Zip38343-3063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN OAKS
JurisdictionGIBSON TN
Township / Civil Division3
Census Block Group3
Census Block3017
Census Tract967002

Owner

Source: Gibson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1998 DEMARK ST, DENMARK, TN 38391
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Nov 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Aug 21, 2020Loan Modification, Mortgage · Conventional Mortgage
INSOUTH BK
Aug 21, 2020Loan Modification, Mortgage
INSOUTH BK
Nov 13, 2019Loan Modification, Mortgage
INSOUTH BK
Apr 13, 2017Warranty Deed, Transfer · Commercial Mortgage
INSOUTH BANK
Apr 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2017 · Amount on Record
Deed SaleApr 13, 2017 · Amount on Record
Prior SaleSep 15, 2011 · Amount on Record
Deed Document Number2017169669
Deed Book / Page1014 / 1720
Transfer Doc0000169668
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 DENMARK JACKSON RD, DENMARK, TN 38391-1839

Mortgage

Document Number0000207166
DateJul 7, 2021
Book Page1064/2936
Instrument207166
Lender
NameINSOUTH BANK
TypeBank
AddressBROWNSVILLE, TN 38012
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueJun 2, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174449
DateNov 13, 2017
Book Page1020/1874
Instrument174449
Lender
NameINSOUTH BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueNov 1, 2019

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGIBSON TN
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Document Number0000199318
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1998 DENMARK JACKSON RD DENMARK TN 383911839, DENMARK, TN 38391-1839

Mortgage

Document Number0000199318
DateOct 13, 2020
Book Page001053/000455
Instrument199318
Lender
NameINSOUTH BK
TypeBank
AddressBROWNSVILLE, TN 38012
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGIBSON TN
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Document Number0000199317
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 DENMARK JACKSON RD DENMARK TN 383911839, DENMARK, TN 38391-1839

Mortgage

Document Number0000199317
DateOct 13, 2020
Book Page001053/000452
Instrument199317
Lender
NameINSOUTH BK
TypeBank
AddressBROWNSVILLE, TN 38012
Agreement
AmountAmount Recorded
Term24 Months
DueOct 12, 2022

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGIBSON TN
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Document Number0000191601
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 DENMARK JACKSON RD DENMARK TN 383911839, DENMARK, TN 38391-1839

Mortgage

Document Number0000191601
DateDec 11, 2019
Book Page001042/000599
Instrument191601
Lender
NameINSOUTH BK
TypeBank
AddressBROWNSVILLE, TN 38012
Agreement
Term24 Months
DueDec 10, 2021

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGIBSON TN
Recording DateApr 13, 2017
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Document Number0000169669
Book / Page1014 / 1720
Instrument DateMar 28, 2017
Instrument169669
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 DENMARK JACKSON RD, DENMARK, TN 38391-1839

Mortgage

Document Number0000169670
DateApr 13, 2017
Book Page1014/1722
Instrument169670
Lender
NameINSOUTH BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 1, 2022

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGIBSON TN
Recording DateApr 13, 2017
Property Address2227 E MAIN ST, HUMBOLDT, TN 38343-3063
Document Number0000169668
Book / Page001014 / 001718
Instrument DateMar 16, 2017
Instrument169668
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address94 PLAINSFIELD PL JACKSON TN 383059603, JACKSON, TN 38305-9603

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
MunicipalityHumboldt City
Unified School DistrictHumboldt City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,332.00$201,505 Land $19,040 Building $182,465
2024$566,200 Land $47,600 Building $518,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT UTILITIES-WATER DEPT
serves 9,908 people · EPA ID TN0000314
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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