2227 Culpepper St, Napa, CA 94558 Property Records

Napa County property record for 2227 Culpepper St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,169 sqft · built 1993
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$251,500 (Feb 2024)
Tax Bill	$11,021 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-344-001-000`

Property Details

APN / Parcel Number

Primary APN	`007-344-001-000`
Alternative APNs	`007-344-001` `00734401`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,169 sqft Living Area
Gross Area	2,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-344-001
Street Address	2227 CULPEPPER ST
City	NAPA
State	CA
Zip	94558-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 128 RANCHO LAS FLORES SUB 17R/M89-98
Legal Subdivision	LAS FLORES RANCHO
Legal Lot Number	128
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200706

Owner

2227 Culpepper St is owned and occupied by two individuals who bought it in February 2024.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 27, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	20242132
Prior Transfer Date	Feb 13, 2024
Prior Transfer Doc	0000002132
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 CULPEPPER ST, NAPA, CA 94558-2278

Mortgage

Document Number	0000017105
Date	Nov 20, 2025
Instrument	2025-0017105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Feb 20, 2024
Property Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Document Number	0000002132
Map Reference	MB 17 PG 89-98
Instrument Date	Feb 13, 2024
Instrument	2024-0002132
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2227 CULPEPPER ST, NAPA, CA 94558-2278

Mortgage

Document Number	0000002133
Date	Feb 20, 2024
Instrument	2024-0002133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2022
Property Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Document Number	0000014560
Map Reference	MB 17 PG 89-98
Instrument Date	Jul 22, 2022
Instrument	2022-0014560
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2227 CULPEPPER ST, NAPA, CA 94558-2278

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2022
Property Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Document Number	0000014561
Map Reference	MB 17 PG 89-98
Instrument Date	Jul 21, 2022
Instrument	2022-0014561
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 CULPEPPER ST, NAPA, CA 94558-2278

Mortgage

Document Number	0000014562
Date	Jul 27, 2022
Instrument	2022-0014562

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2022
Property Address	2227 CULPEPPER ST, NAPA, CA 94558-2278
Document Number	0000014558
Map Reference	MB 17 PG 89-98
Instrument Date	Jul 13, 2022
Instrument	2022-0014558
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2227 Culpepper St was $11,021, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,021.00 (+2.11%)	$902,026 (+2%) Land $371,422 Building $530,604	$902,026 (+2%) Land $371,422 Building $530,604
2025	$10,793.00	$884,340 Land $364,140 Building $520,200	$884,340 Land $364,140 Building $520,200
2023	$10,264.00 (+92.17%)	$850,000 Land $350,000 Building $500,000
2022	$5,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2227 Culpepper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2227 Culpepper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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