Carroll County property record for 2227 Cherokee Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,624 sqft · built 2002 |
| Lot Size | 1.07 acres (46,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2012) |
| Tax Bill | $7,287 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-032908 |
| Primary APN | 09-032908 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,624 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,653 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 032908 |
|---|---|
| Street Address | 2227 CHEROKEE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 71 - 1.0714 ACS 2227 CHEROKEE DR 46-51/5 SUN VALLEY SC 2 PLT B |
| Legal Subdivision | SUN VLY B SEC 02 |
| Legal Lot Number | 71 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 509001 |
2227 Cherokee Dr is owned and occupied by two individuals who bought it in September 2012.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2227 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2012 · Amount on File |
| Deed Sale | Sep 10, 2012 · Amount on File |
| Prior Sale | Jan 29, 2003 · Amount on File |
| Deed Book / Page | 7033 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2227 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0111390368 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 11139/368 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2227 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089290346 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 8929/0346 |
| Instrument | 8929-0346 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2227 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097460088 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 9746/88 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2227 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101280317 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 10128/317 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 2227 Cherokee Dr was $7,287 with a homeowner's exemption, up 4.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,287.00 (+4.91%) Homeowner's exemption | $654,000 | $682,000 Land $200,700 Building $481,300 |
| 2025 | $6,946.00 Homeowner's exemption | ||
| 2023 | $6,406.00 Homeowner's exemption | $566,967 | $598,000 Land $180,700 Building $417,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2227 Cherokee Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2227 Cherokee Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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