2227 Bearanger Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2227 Bearanger Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,564 sqft · built 1896
Lot Size	7.06 acres (307,534 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Jan 2024)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-019-015-00`

Property Details

APN / Parcel Number

Primary APN	`002-019-015-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,564 sqft Living Area
1st Floor Area	2,108 sqft
Basement Area	592 sqft
Flooring	Carpet

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	307,534 sqft (7.06 acres)
Garage Area	960 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2227 BEARANGER RD
City	LAPEER
State	MI
Zip	48446-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	02 20 300 040 00 SEC 19 T8N R11E BEG AT CENTER OF SEC; TH S 466.36 FT; TH W 659.29 FT; TH N 468.0 FT; TH 658.63 FT TO POB.
Legal Range	11E
Legal Township	08N
Legal Section	19
Jurisdiction	LAPEER MI
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1019
Census Tract	333000

Owner

2227 Bearanger Rd is owned and occupied by an individual who bought it in January 2024.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2227 BEARANGER RD, LAPEER, MI 48446-8421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · USDA Mortgage ACADEMY MORTGAGE CORP
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Deed Book / Page	3383 / 374
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0030030465
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 5, 2024
Property Address	2227 BEARANGER RD, LAPEER, MI 48446-8421
Document Number	0033830374
Book / Page	3383 / 374
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$1,038.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3651 CLIFFORD RD, CLIFFORD, MI 48727-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4750 W OREGON RD, LAPEER, MI 48446-7779

Mortgage

Document Number	0003383376
Date	Jan 5, 2024
Instrument	3383/376

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0033830376
Date	Jan 8, 2024
Book Page	3383/376

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	339 W 13490 S, DRAPER, UT 84020

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2227 BEARANGER RD, LAPEER, MI 48446-8421
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 BEARANGER RD, LAPEER, MI 48446-8421

Mortgage

Document Number	0032210845
Date	Jul 21, 2021
Book Page	3221/845

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 7, 2019
Property Address	2227 BEARANGER RD, LAPEER, MI 48446-8421
Document Number	0030030465
Book / Page	003003 / 000465
Instrument Date	Oct 24, 2016
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	2227 BEARANGER RD LAPEER MI 484468421, LAPEER, MI 48446-8421

Tax Assessment & Valuation

The 2025 property tax bill for 2227 Bearanger Rd was $3,118 with a homeowner's exemption, up 62.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Arcadia Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,800 (+2.55%)	$297,600 (+2.55%)
2025	$3,118.00 (+62.14%) Homeowner's exemption	$145,100	$290,200
2024	$1,923.00
2023		$133,100	$266,200
2022	$1,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2227 Bearanger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2227 Bearanger Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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