22261 Francis St, Dearborn, MI 48124 Property Records

Wayne County property record for 22261 Francis St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,342 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2021)
Tax Bill	$5,547 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-271-02-001`

Property Details

APN / Parcel Number

Primary APN	`82-09-271-02-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	895 sqft
Basement Area	895 sqft
Finished Basement	895 sqft
Unfinished Basement	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22261 FRANCIS ST
City	DEARBORN
State	MI
Zip	48124-2794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ELY 45 FT OF LOT 20 J B MOLONEYS SUB BLK F
Legal Subdivision	J B MOLONEYS
Legal Block	F
Legal Lot Number	20
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2017
Census Tract	575000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 18, 2021	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Jun 15, 2017	Warranty Deed, Transfer UNIVERSITY ISLAMIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	202160060
Deed Book / Page	56437 / 1345
Prior Transfer Date	Jul 16, 2007
Prior Transfer Doc	0465141079
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E KIRBY ST 1129, 1129, DETROIT, MI 48202-4054

Mortgage

Document Number	0564340950
Date	Feb 16, 2021
Book Page	56434/950
Instrument	2021058923

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794

Mortgage

Document Number	0578110315
Date	Aug 19, 2022
Book Page	57811/315
Instrument	2022266577

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 18, 2021
Property Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794
Document Number	0564371345
Book / Page	56437 / 1345
Map Reference	LB 15 PG 17
Instrument Date	Feb 12, 2021
Instrument	2021060060
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22261 FRANCIS ST, 22261, DEARBORN, MI 48124-2794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 15, 2017
Property Address	22261 FRANCIS ST, DEARBORN, MI 48124-2794
Document Number	0537830997
Book / Page	53783 / 0997
Map Reference	LB15 PG17
Instrument Date	May 31, 2017
Instrument	2017229880
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22307 COLUMBIA ST, DEARBORN, MI 48124-3431

Mortgage

Document Number	2017229881
Date	Jun 15, 2017
Instrument	2017229881

Lender

Name	UNIVERSITY ISLAMIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,800 (+8.8%)	$269,600 (+8.8%)
2025	$5,547.00 (+7.98%) Homeowner's exemption	$123,900 (+12.64%)	$247,800 (+12.64%)
2023	$5,137.00 (+14.51%) Homeowner's exemption	$110,000	$220,000
2019	$4,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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