2226 Westbourne Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2226 Westbourne Dr, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,883 sqft · built 1997
Lot Size0.247 acres (10,776 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Oct 2017)
Tax Bill$9,864 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-21-31-5MB-0000-1140

Property Details

APN / Parcel Number

Primary APN36-21-31-5MB-0000-1140
Alternative APN
  • 2131365MB00001140

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,883 sqft Living Area
Gross Area4,323 sqft
1st Floor Area1,780 sqft
Upper Floors Area2,103 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,776 sqft (0.247 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area43 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address2226 WESTBOURNE DR
CityOVIEDO
StateFL
Zip32765-5157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 114 TRACT 105 PH 3 AT CARILLON PB 47 PGS 42 THRU 45
Legal Range31E
Legal Township21S
Legal Section36
Legal SubdivisionTRACT 105 PHASE III AT CARILLON
Legal Tract105
Legal Lot Number114
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2016
Census Tract21316

Owner

Source: Seminole County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9343 CORVO CT, MELBOURNE, FL 32940-6563
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
TRUMARK FINANCIAL CU
May 28, 2021Deed of Trust, Mortgage · Line of Credit
TRUMARK FINANCIAL CU
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 13, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2017 · Amount on Record
Deed SaleOct 13, 2017 · Amount on Record
Prior SaleAug 27, 2004 · Amount on Record
Deed Document Number2017103517
Transfer Doc4217001989
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2226 WESTBOURNE DR, OVIEDO, FL 32765-5157
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103010267
DateAug 19, 2022
Book Page10301/267
Instrument2022096188
Lender
NameTRUMARK FINANCIAL CU
TypeCredit Union
AddressFORT WASHINGTON, PA 19034
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 19, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2226 WESTBOURNE DR, OVIEDO, FL 32765-5157
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099441239
DateMay 28, 2021
Book Page9944/1239
Instrument2021071488
Lender
NameTRUMARK FINANCIAL CU
TypeCredit Union
AddressFORT WASHINGTON, PA 19034
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 13, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2226 WESTBOURNE DR, OVIEDO, FL 32765-5157
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2226 WESTBOURNE DR, OVIEDO, FL 32765-5157

Mortgage

Document Number0098561763
DateMar 1, 2021
Book Page9856/1763
Instrument2021026069
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 13, 2017
Property Address2226 WESTBOURNE DR, OVIEDO, FL 32765-5157
Document Number0090061070
Book / Page009006 / 001070
Instrument DateOct 12, 2017
Instrument103517
Transaction TypeTransfer
Record UpdatedNov 9, 2017
Title CompanyLEADING EDGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2226 WESTBOURNE DR OVIEDO FL 327655157, OVIEDO, FL 32765-5157

Mortgage

Document Number90061073
DateOct 13, 2017
Book Page009006/001073
Instrument103518
Lender
NameSUNBELT LNDG SVCS
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,864.00 (+9.28%)$689,104 (+6.74%) Land $120,000 Building $569,104$689,104 (+6.74%) Land $120,000 Building $569,104
2023$9,026.00 (+75.57%)$645,621 (+65.04%)$645,621 (+14.72%) Land $115,000 Building $530,621
2022$5,141.00 Homeowner's exemption$391,187$562,765 Land $100,000 Building $462,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 units insured
incl. 18 condo units
Nearby Flood Claims3 (2011–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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