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2226 W Circle Dr, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2226 W Circle Dr, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details862 sqft · built 1917
Lot Size0.274 acres (11,926 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Sep 2021)
Tax Bill$1,522 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2023 Mortgage
+ 1 more
APN06-2.0-04-001-000-114.000

Property Details

APN / Parcel Number

Primary APN06-2.0-04-001-000-114.000

Interior

Building Area862 sqft Base Area
1st Floor Area862 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area11,926 sqft (0.274 acres)
Lot Dimensions178 ft deep x 67 ft wide

Location & Zoning

Street Address2226 W CIRCLE DR
CitySAINT JOSEPH
StateMO
Zip64505-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:HIGHLAND PARK LOT:11 BLK:4LGL DESC:N 40' LOT 11 S 27' LOT 12
Legal SubdivisionHIGHLAND PARK
Legal Block4
Legal Lot Number11-12
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2007
Census Tract500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
Oct 26, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 15, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Deed Document Number20219930
Deed Book / Page3767 / 235
Prior Transfer DateJun 19, 2013
Prior Transfer Doc3411/0481
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 EWING WAY, BELTON, MO 64012-4552

Mortgage

Document Number003767/355
DateSep 15, 2021
Book Page3767/355
Instrument2021010050
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220

Mortgage

Document Number003791/944
DateOct 26, 2023
Book Page3791/944
Instrument2023008507
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 15, 2021
Property Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220
Document Number3767/235
Book / Page3767 / 235
Instrument DateSep 3, 2021
Instrument2021009930
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2226 W CIRCLE DR, SAINT JOSEPH, MO 64505-2220

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,522.00$21,110 (+14.42%) Land $5,230 Building $15,880$111,060 (+14.38%) Land $27,500 Building $83,560
2024$1,522.00 (+24.55%)
2023$1,222.00 (-0.65%)$18,450 (-) Land $5,230 Building $13,220$97,100 (-) Land $27,500 Building $69,600
2022$1,230.00$18,450 Land $5,230 Building $13,220
2021$97,100 Land $27,500 Building $69,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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