2226 Upper Afton Rd E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2226 Upper Afton Rd E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 1960
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Jul 2022)
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-41-0006`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-41-0006`
Alternative APNs	`8433535` `484894`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	484894
Street Address	2226 UPPER AFTON RD E
City	SAINT PAUL
State	MN
Zip	55119-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AFTON HEIGHTS ADDITION LOT 6 BLK 1
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	AFTON HEIGHTS ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	37403

Owner

2226 Upper Afton Rd E is owned and occupied by an individual who bought it in July 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Mar 10, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Feb 22, 2019	Deed of Trust, Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jul 1, 2022 · Amount on File
Deed Document Number	20222735942
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 8, 2022
Property Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647
Document Number	0T02735942
Instrument Date	Jul 1, 2022
Instrument	T02735942
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.10
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647

Mortgage

Document Number	0T02735943
Date	Jul 8, 2022
Instrument	T02735943

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02689912
Date	Feb 10, 2021
Instrument	T02689912

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647
Document Number	0002661780
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2226 UPPER AFTON RD E ST PAUL MN 551194647, ST PAUL, MN 55119-4647

Mortgage

Document Number	0002661780
Date	Mar 18, 2020
Instrument	2661780

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2226 UPPER AFTON RD E, SAINT PAUL, MN 55119-4647
Document Number	0002634766
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 UPPER AFTON RD E ST PAUL MN 551194647, ST PAUL, MN 55119-4647

Mortgage

Document Number	0002634766
Date	Mar 6, 2019
Instrument	2634766

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2226 Upper Afton Rd E was $4,922 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,700 (-1.63%) Land $35,100 Building $285,600	$320,700 (-1.63%) Land $35,100 Building $285,600
2025	$4,922.00 Homeowner's exemption	$326,000 Land $35,100 Building $290,900	$326,000 Land $35,100 Building $290,900
2023	$4,792.00 Homeowner's exemption	$303,900 Land $35,100 Building $268,800	$303,900 Land $35,100 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2226 Upper Afton Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2226 Upper Afton Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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