2226 Turtle Point Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2226 Turtle Point Rd, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2015
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jan 2025)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-113-79`

Property Details

APN / Parcel Number

Primary APN	`051-113-79`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	1,600 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2226 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28262-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L2 M46-343
Legal Subdivision	VILLAGE/BRIERFIELD PH 3 MAP 1
Legal Block	3
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	7, CRAB ORCHARD
Census Block Group	2
Census Block	2016
Census Tract	5611

Owner

2226 Turtle Point Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Mecklenburg County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 27, 2023	Warranty Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Prior Sale	Oct 27, 2023 · Amount on File
Deed Document Number	20251017
Deed Book / Page	39310 / 510
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 30, 2026
Property Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689
Document Number	0000081305
Book / Page	40609 / 81
Instrument Date	Jul 8, 2026
Instrument	202681305
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689

Mortgage

Document Number	0000081305,
Date	Jul 30, 2026
Book Page	40609/81
Instrument	202681305

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 27, 2023
Property Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689
Document Number	0000102361
Book / Page	38451 / 490
Map Reference	MB 46 PG 343
Instrument Date	Oct 25, 2023
Instrument	2023102361
Transaction Type	Construction Loan
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 LANCASHIRE WAY, CONCORD, NC 28025-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 FUNNY CIDE DR, WAXHAW, NC 28173-7262
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102362
Date	Oct 27, 2023
Instrument	2023102362

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 TURTLE POINT RD, CHARLOTTE, NC 28262-1689

Mortgage

Document Number	0000065104
Date	Apr 28, 2022
Book Page	37291/974
Instrument	2022065104

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2226 Turtle Point Rd was $2,861.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00	$402,600 Land $70,000 Building $332,600	$402,600 Land $70,000 Building $332,600
2023	$2,483.00	$402,600 Land $70,000 Building $332,600	$402,600 Land $70,000 Building $332,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2226 Turtle Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2226 Turtle Point Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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