2226 Summerlin St, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2226 Summerlin St, Fort Wright, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 2003
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-10-01-166.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-01-166.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Finished Area

Exterior

Year Built	Built 2003
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0451001166.00
Street Address	2226 SUMMERLIN ST
City	FT WRIGHT
State	KY
Zip	41017-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER RIDGE SEC 9 LOT 166
Legal Subdivision	FOWLER RIDGE
Legal Phase	9
Legal Lot Number	166
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2008
Census Tract	66801

Owner

Source: Kenton County records · APN 045-10-01-166.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2226 SUMMERLIN ST, FT WRIGHT, KY 41017-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2003
Deed Sale	Jun 26, 2003
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	0001008259
Deed Book / Page	I-1008 / 259
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2226 SUMMERLIN ST, FT WRIGHT, KY 41017-9250
Document Number	0000000095
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 SUMMERLIN ST FORT WRIGHT KY 410179250, FORT WRIGHT, KY 41017-9250

Mortgage

Document Number	0000000095
Date	Sep 04, 2020
Book Page	000M93/000874
Instrument	95

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 03, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (-7.06%)	$204,700 (-) Land $15,000 Building $189,700	$204,700 (-) Land $15,000 Building $189,700
2023	$2,182.00	$204,700 Land $15,000 Building $189,700	$204,700 Land $15,000 Building $189,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.