2226 Startown Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2226 Startown Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,277 sqft · built 1920
Lot Size	1.89 acres (82,459 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Mar 2023)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3625-60-8683`

Property Details

APN / Parcel Number

Primary APN	`3625-60-8683`
Alternative APNs	`362504608683` `280021` `296139` `17001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	82,459 sqft (1.89 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	296139
Street Address	2226 STARTOWN RD
City	LINCOLNTON
State	NC
Zip	28092-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	LINCOLN PARK RD 1005
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3035
Census Tract	70800

Owner

Source: Lincoln County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 5, 2022	Special Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND I LLC
Jul 1, 2022	Warranty Deed, Transfer
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	2023665119
Deed Book / Page	3237 / 485
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	0003178208
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 24, 2023
Property Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500
Document Number	0003237485
Book / Page	3237 / 485
Instrument Date	Mar 23, 2023
Instrument	665119
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	CAROLINA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3608, MOORESVILLE, NC 28117-3608

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665120
Date	Mar 24, 2023
Instrument	665120

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 5, 2022
Property Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500
Document Number	0003178208
Book / Page	3178 / 208
Instrument Date	Jul 1, 2022
Instrument	654544
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # DR5-100W, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 WELTON WAY, MOORESVILLE, NC 28117-9163

Mortgage

Document Number	0000654545
Date	Jul 5, 2022
Instrument	654545

Lender

Name	BELL ROCK INCOME FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 1, 2022
Property Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500
Document Number	0003178129
Book / Page	3178 / 129
Instrument Date	Jun 30, 2022
Instrument	654525
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1993 ICARD RIDGE RD, 1993, TAYLORSVILLE, NC 28681-8739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 27, 2020
Property Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500
Document Number	294416
Book / Page	2944 / 16
Instrument Date	Aug 27, 2020
Instrument	614811
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2858 GASTONIA HWY, 2858, LINCOLNTON, NC 28092-9215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 STARTOWN RD, LINCOLNTON, NC 28092-9500

Mortgage

Document Number	614812
Date	Aug 27, 2020
Instrument	614812

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+3.48%)	$282,558 (-) Land $41,697 Building $240,861	$282,558 (-) Land $41,697 Building $240,861
2023	$1,784.00	$282,558 Land $41,697 Building $240,861	$282,558 Land $41,697 Building $240,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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