Montgomery County property record for 2226 Springmill Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,110 sqft · built 1966 |
| Lot Size | 0.308 acres (13,434 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jan 2020) |
| Tax Bill | $5,630 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03117-0031 |
| Primary APN | N64-03117-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,953 sqft |
| 1st Floor Area | 2,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,434 sqft (0.308 acres) |
| Lot Dimensions | 146 ft deep x 92 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 121 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2226 SPRINGMILL RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 478 OAK CREEK 3-1 |
| Legal Subdivision | OAK CREEK 3-1 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21800 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jan 13, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Aug 23, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 23, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 20202338 |
| Prior Transfer Date | Feb 22, 1995 |
| Prior Transfer Doc | 0000003338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000089554 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-00089554 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009686 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-00009686 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 340134, BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 13, 2020 |
| Property Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Document Number | 0000002338 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2338 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2226 SPRINGMILL RD DAYTON OH 454402502, DAYTON, OH 45440-2502 |
| Document Number | 2339 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 2339 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 23, 2018 |
| Property Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Document Number | 0000049592 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 49592 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 342 MONUMENT CO 801320342, MONUMENT, CO 80132-0342 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 23, 2018 |
| Property Address | 2226 SPRINGMILL RD, DAYTON, OH 45440-2502 |
| Document Number | 0000049591 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 49591 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2226 SPRINGMILL RD KETTERING OH 454402502, KETTERING, OH 45440-2502 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,320 (-) Land $17,060 Building $71,260 | $252,340 (-) Land $48,750 Building $203,590 | |
| 2024 | $5,630.00 (+2.93%) | ||
| 2023 | $5,470.00 (+6.25%) | $88,320 (+34.35%) Land $17,060 Building $71,260 | $252,340 (+34.33%) Land $48,750 Building $203,590 |
| 2022 | $5,148.00 | $65,740 Land $12,730 Building $53,010 | |
| 2020 | $187,850 Land $36,380 Building $151,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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