2226 S Vermont Ave, Independence, MO 64052 Property Records

Jackson County property record for 2226 S Vermont Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,288 sqft · built 1987
Lot Size	0.334 acres (14,528 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2025)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-610-23-31`

Property Details

APN / Parcel Number

Primary APN	`27-610-23-31`
Alternative APNs	`27-610-23-31-00-0-00-000` `27610233100000001` `792485`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	988 sqft
Basement Area	1,288 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,528 sqft (0.334 acres)
Lot Dimensions	244 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	27 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	792485
Street Address	2226 S VERMONT AVE
City	INDEPENDENCE
State	MO
Zip	64052-3659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLEWOOD S 10 OF LOT 6 & N 50 OF LOT 7 BLK 13 & VAC VERMO NT AVE LY E OF & ADJ (EX TH S 2 OF TH E 125)
Legal Subdivision	ENGLEWOOD
Legal Block	13
Legal Lot Number	6,7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3006
Census Tract	11702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2226 S VERMONT AVE, INDEPENDENCE, MO 64052-3659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Sep 26, 2018	Warranty Deed, Construction Loan · Line of Credit RONALD S HOWE
Jun 8, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Aug 27, 2015
Deed Document Number	202573347
Prior Transfer Date	Apr 3, 1997
Prior Transfer Doc	0000000268
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 2, 2025
Property Address	2226 S VERMONT AVE, INDEPENDENCE, MO 64052-3659
Document Number	00E0073347
Instrument Date	Sep 29, 2025
Instrument	2025E0073347
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, ALPHA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 S VERMONT AVE, INDEPENDENCE, MO 64052-3659

Mortgage

Document Number	00E0073348
Date	Oct 2, 2025
Instrument	2025E0073348

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 26, 2018
Property Address	2226 S VERMONT AVE, INDEPENDENCE, MO 64052-3659
Document Number	0000E84141
Instrument Date	Sep 24, 2018
Instrument	84141E
Transaction Type	Construction Loan
Record Updated	Oct 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2236 S VERMONT AVE #1 INDEPENDENCE MO 640523689, 1, INDEPENDENCE, MO 64052-3689

Mortgage

Document Number	E84142
Date	Sep 26, 2018
Instrument	84142E

Lender

Name	RONALD S HOWE
Address	1704 S ANN CT, INDEPENDENCE, MO 64057-1959
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 8, 2018
Property Address	2226 S VERMONT AVE, INDEPENDENCE, MO 64052-3659
Document Number	0000E49884
Instrument Date	Jun 6, 2018
Instrument	49884E
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 S ANN CT INDEPENDENCE MO 640571959, INDEPENDENCE, MO 64057-1959

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,588 (-) Land $4,294 Building $13,294	$92,570 (-)
2025	$1,286.00 (-0.69%)	$17,588 (-3.22%) Land $4,294 Building $13,294	$92,570 (-3.22%)
2024	$1,295.00 (+2.45%)
2023	$1,264.00	$18,173 Land $1,176 Building $16,997	$95,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

Nearby Properties on S Vermont Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures