2226 Rustic Ave, Winterset, IA 50273 Property Records

Madison County property record for 2226 Rustic Ave, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,500 (Dec 2022)
Tax Bill	$1,080 (2022)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520100140010000`

Property Details

APN / Parcel Number

Primary APN	`520100140010000`
Alternative APN	`520100140011000`

Interior

Full Baths	2 Baths
Building Area	1,782 sqft Living Area
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Construction Type	Manufactured
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2226 RUSTIC AVE
City	WINTERSET
State	IA
Zip	50273-8140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR H 5A OF PAR A
Legal Range	27W
Legal Township	75N
Legal Section	01
Jurisdiction	MADISON IA
Township / Civil Division	SCOTT
Census Block Group	2
Census Block	2146
Census Tract	60102

Owner

Source: Madison County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WESTON
Mar 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE WEST
Dec 20, 2022	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20223694
Deed Book / Page	2022 / 3694
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0000003693
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/295
Date	Feb 7, 2024
Book Page	2024/295
Instrument	2024 295

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3874
Date	Dec 11, 2017
Book Page	2017/3874
Instrument	2017 3874

Lender

Name	BANK OF WESTON
Type	Bank
Address	WEST DES MOINES, IA 50265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/661
Date	Mar 4, 2020
Book Page	2020/661
Instrument	661

Lender

Name	BANK OF THE WEST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Dec 20, 2022
Property Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140
Document Number	02022/3694
Book / Page	2022 / 3694
Map Reference	BK 2022 PG 2837
Instrument Date	Dec 18, 2022
Instrument	2022 3694
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 RUSTIC AVE, WINTERSET, IA 50273-8140

Mortgage

Document Number	02022/3695
Date	Dec 20, 2022
Book Page	2022/3695
Instrument	2022 3695

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,800 (+276.33%) Land $69,900 Building $298,900	$368,800 (+276.33%) Land $69,900 Building $298,900
2023		$98,000 Land $1,900 Building $96,100	$98,000 Land $1,900 Building $96,100
2022	$1,080.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 83% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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