2226 Main St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 2226 Main St, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2020
Lot Size	0.344 acres (14,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Feb 2026)
Tax Bill	$8,285 (2026)
Deeds & Mortgages	Oct 2021 Refinance Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:82 B:13`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:82 B:13`
Alternative APNs	`M:00082 P:00013` `658`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,040 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,992 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	658
Street Address	2226 MAIN ST
City	JEFFERSON
State	MA
Zip	01522-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	13
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2004
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Feb 27, 2026	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC
Feb 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC
Oct 30, 2018	Quit Claim Deed, Transfer
Jul 27, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Book / Page	73247 / 75
Prior Transfer Date	Feb 5, 2026
Prior Transfer Doc	0073247-75
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066255-226
Date	Oct 8, 2021
Book Page	66255/226
Instrument	141937

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 27, 2026
Property Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Document Number	0073247-75
Book / Page	73247 / 75
Instrument Date	Feb 5, 2026
Instrument	15013
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 MAIN ST, HOLDEN, MA 01520

Mortgage

Document Number	0000015014
Date	Feb 27, 2026
Instrument	15014

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 3, 2021
Property Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Document Number	64390-201
Book / Page	64390 / 201
Instrument Date	Jan 26, 2021
Instrument	16496
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2226 MAIN ST, HOLDEN, MA

Mortgage

Document Number	16497
Date	Feb 3, 2021
Instrument	16497

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Oct 30, 2018
Property Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Document Number	59615-67
Book / Page	059615 / 000067
Instrument Date	Oct 8, 2018
Instrument	114953
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$375.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E HILL RD RUTLAND MA 015431203, RUTLAND, MA 01543-1203

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLDEN MA
Recording Date	Jul 27, 2018
Property Address	2226 MAIN ST, JEFFERSON, MA 01522-1124
Document Number	59166-42
Book / Page	059166 / 000042
Instrument Date	Jul 17, 2018
Instrument	77374
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$410.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	PO BOX 1093 NORTHRIDGE CA 91328, NORTHRIDGE, CA 91328

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,285.00 (+1.77%)	$614,600 (+4.63%) Land $125,100 Building $489,500	$634,445 (-8.45%)
2025	$8,141.00 (+5.24%)	$587,400 (+7.44%) Land $119,200 Building $468,200	$693,025
2024	$7,736.00 (+4.15%)	$546,700 (+10.33%) Land $115,700 Building $431,000
2023	$7,428.00	$495,500 Land $100,600 Building $394,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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