Union County property record for 2226 Fowler Secrest Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,864 sqft · built 1999 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,000 (Oct 2019) |
| Tax Bill | $5,212 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-298-239 |
| Primary APN | 09-298-239 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,864 sqft Living Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 1,837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 14 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2226 FOWLER SECREST RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-6944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 MONRO |
| Legal Description | #4 FOWLER RIDGE OPCF160 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2226 FOWLER SECREST RD, MONROE, NC 28110-6944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit CIVIC FCU |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 2, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Deed Document Number | 201930487 |
| Deed Book / Page | 7482 / 860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2226 FOWLER SECREST RD, MONROE, NC 28110-6944 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 8232127 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 8232/127 |
| Instrument | 42227 |
| Name | CIVIC FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2226 FOWLER SECREST RD, MONROE, NC 28110-6944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 7797656 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 7797/656 |
| Instrument | 34820 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2226 FOWLER SECREST RD, MONROE, NC 28110-6944 |
| Document Number | 752136 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2226 FOWLER SECREST RD MONROE NC 281106944, MONROE, NC 28110-6944 |
| Document Number | 752136 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 007521/000036 |
| Instrument | 36221 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 19, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 4, 2019 |
| Property Address | 2226 FOWLER SECREST RD, MONROE, NC 28110-6944 |
| Document Number | 7482860 |
| Book / Page | 007482 / 000860 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 30487 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $742.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2226 FOWLER SECREST RD MONROE NC 281106944, MONROE, NC 28110-6944 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,300 (-) Land $110,200 Building $486,100 | $596,300 (-) Land $110,200 Building $486,100 | |
| 2025 | $5,212.00 (+26.75%) | $596,300 (+58.13%) Land $110,200 Building $486,100 | $596,300 (+58.13%) Land $110,200 Building $486,100 |
| 2023 | $4,112.00 | $377,100 Land $52,000 Building $325,100 | $377,100 Land $52,000 Building $325,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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