2226 Crystal Clear Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 2226 Crystal Clear Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2002
Lot Size	0.112 acres (4,860 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Oct 2025)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580-271-12-00`

Property Details

APN / Parcel Number

Primary APN	`580-271-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,860 sqft (0.112 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2226 CRYSTAL CLEAR DR
City	SPRING VALLEY
State	CA
Zip	91978-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 42 TR 013867
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013867
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
May 15, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 7, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA BK&TR
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Sep 17, 2008 · Amount on Record
Deed Document Number	2025279479
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	0000149520
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026

Mortgage

Document Number	0000171951
Date	Mar 5, 2021
Instrument	2021-0171951

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026

Mortgage

Document Number	0000129164
Date	May 15, 2025
Instrument	2025-0129164

Lender

Name	ZB NA
Type	Bank
Address	LA MESA, CA 91941

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2025
Property Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Document Number	0000279479
Map Reference	MAP 13867
Instrument Date	Oct 2, 2025
Instrument	2025-0279479
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026

Mortgage

Document Number	0000279480
Date	Oct 7, 2025
Instrument	2025-0279480

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Document Number	0000060111
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	TICOR TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 CRYSTAL CLEAR DR SPRING VALLEY CA 919782026, SPRING VALLEY, CA 91978-2026

Mortgage

Document Number	0000060111
Date	Feb 15, 2018
Instrument	60111

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2226 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2026
Document Number	0000091700
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2226 CRYSTAL CLEAR DR SPRING VALLEY CA 919782026, SPRING VALLEY, CA 91978-2026

Mortgage

Document Number	0000091700
Date	Feb 27, 2017
Instrument	91700

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	LA MESA, CA 91941

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,000 (+93.92%) Land $399,529 Building $675,471
2025	$6,542.00 (+5.69%) Homeowner's exemption	$554,358 (+4.04%) Land $206,030 Building $348,328
2023	$6,190.00 (+1.19%) Homeowner's exemption	$532,834 Land $198,031 Building $334,803
2022	$6,117.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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