2226 Bay St, Bristol, TN 37620 Property Records

Sullivan County property record for 2226 Bay St, Bristol, TN 37620

Property Summary

Property Type	Single Family Home
Details	1 ba · 750 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082020C L 02600`

Property Details

APN / Parcel Number

Primary APN	`082020C L 02600`
Alternative APN	`020C L 02600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Patio Area	120 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2226 BAY ST
City	BRISTOL
State	TN
Zip	37620-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 17, COUNTY AREA: A30
Legal Subdivision	WEST END ADD
Legal Block	7
Legal Lot Number	12
Jurisdiction	SULLIVAN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	42703

Owner

2226 Bay St is owned and occupied by an individual who bought it in May 2026.

Source: Sullivan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2226 BAY ST, BRISTOL, TN 37620-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage BANK OF TENNESSEE
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage BANK OF TENNESSEE
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	May 15, 2023 · Amount on File
Deed Document Number	202610297
Deed Book / Page	3701 / 1660
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	May 21, 2026
Property Address	2226 BAY ST, BRISTOL, TN 37620-1819
Document Number	0037011660
Book / Page	3701 / 1660
Instrument Date	May 21, 2026
Instrument	202610297
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MUM TITLE, MUMPOWER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,075.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 BAY ST, BRISTOL, TN 37620-1819

Mortgage

Document Number	0000010298,
Date	May 21, 2026
Instrument	202610298

Lender

Name	BANK OF TENNESSEE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	May 21, 2026
Property Address	2226 BAY ST, BRISTOL, TN 37620-1819
Document Number	0000010297
Book / Page	3701 / 1660
Instrument Date	May 21, 2026
Instrument	2026.10297
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	MUMPOWER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,075.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 BAY ST, BRISTOL, TN 37620-1819

Mortgage

Document Number	0000010298,
Date	May 21, 2026
Instrument	2026..10298

Lender

Name	BANK OF TENNESSEE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jul 19, 2021
Property Address	2226 BAY ST, BRISTOL, TN 37620-1819
Document Number	34552238
Book / Page	3455 / 2238
Map Reference	MB 1 PG 128
Instrument Date	Jul 19, 2021
Instrument	21015931
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 MEADOWVIEW LN, KINGSPORT, TN 37660-7468

Mortgage

Document Number	21015932
Date	Jul 19, 2021
Instrument	21015932

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bristol City
County	Sullivan County
Unified School District	Bristol City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$32,075 Land $3,050 Building $29,025	$128,300 Land $12,200 Building $116,100
2023	$11,850 Land $1,650 Building $10,200
2021		$47,400 Land $6,600 Building $40,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2226 Bay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2226 Bay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL DEPT OF UTILITIES serves 37,648 people · EPA ID TN0000073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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