2225 Woodstem Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2225 Woodstem Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,069 sqft · built 1990
Lot Size	1.01 acres (44,344 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2018)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96523`

Property Details

APN / Parcel Number

Primary APN	`96523`
Alternative APN	`072631337200010260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,069 sqft Heated Area
Gross Area	2,929 sqft
1st Floor Area	1,319 sqft
Upper Floors Area	750 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)
Garage Type	Finished
Garage Area	1,600 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96523
Street Address	2225 WOODSTEM CT
City	SAINT CLOUD
State	FL
Zip	34772-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY HOLLOW UNIT 1 PB 2 PG 292 LOT 26
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	HICKORY HOLLOW UN 1
Legal Tract	3372
Legal Block	1
Legal Lot Number	26
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1046
Census Tract	43301

Owner

Source: Osceola County records · APN 96523

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2225 WOODSTEM CT, SAINT CLOUD, FL 34772-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Sep 08, 2003 · Amount on Record
Deed Document Number	2018094247
Deed Book / Page	5352 / 2084
Record Updated	Jun 08, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2018
Property Address	2225 WOODSTEM CT, SAINT CLOUD, FL 34772-9302
Document Number	0053522084
Book / Page	005352 / 002084
Instrument Date	Jun 11, 2018
Instrument	94247
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2225 WOODSTEM CT ST CLOUD FL 347729302, ST CLOUD, FL 34772-9302

Mortgage

Document Number	53522085
Date	Jun 19, 2018
Book Page	005352/002085
Instrument	94248

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00 (+7.42%) Homeowner's exemption	$273,521 (+5.99%)	$394,900 (+1.28%) Land $66,200 Building $328,700
2023	$3,664.00 (+4.18%) Homeowner's exemption	$258,071 (+3%)	$389,900 (+37.05%) Land $66,200 Building $323,700
2022	$3,517.00 Homeowner's exemption	$250,555	$284,500 Land $56,000 Building $228,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 758 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.