2225 Wind Trace Rd N, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2225 Wind Trace Rd N, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 2018
Lot Size	0.126 acres (5,508 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Dec 2025)
Tax Bill	$150 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-0780-0VV15-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-0VV15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,457 sqft Heated Area
Gross Area	2,018 sqft
1st Floor Area	1,898 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,508 sqft (0.126 acres)
Lot Dimensions	810 ft deep x 680 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S2607800VV150000
Street Address	2225 WIND TRACE RD N
City	NAVARRE
State	FL
Zip	32566-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	NEWLY DESCRIBED FOR 2018 CRESCENT SHORES SUBDIVISION LOT 11, BLOCK 1, WIND TRACE N: COMMENCE AT THE SOUTHWEST CORNER OF
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	CRESCENT SHORES SUBDIVISION
Legal Tract	VV
Legal Block	1
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10827

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 20, 2018	Warranty Deed, Transfer
Sep 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	202558924
Deed Book / Page	4690 / 549
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 17, 2025
Property Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214
Document Number	0046900549
Book / Page	4690 / 549
Instrument Date	Dec 16, 2025
Instrument	202558924
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11010 BLACKTAIL LOOP, BELLVIEW, FL 32526-4578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214

Mortgage

Document Number	0004690551
Date	Dec 17, 2025
Instrument	4690/551

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WLND TRACE ROAD NORTH, NAVARRE, FL 32566-1214

Mortgage

Document Number	0040131939
Date	Oct 13, 2020
Book Page	4013/1939
Instrument	202052779

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 20, 2018
Property Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214
Document Number	0037671922
Book / Page	003767 / 001922
Instrument Date	Sep 14, 2018
Instrument	40665
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WIND TRACE RD N NAVARRE FL 325661214, NAVARRE, FL 32566-1214

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 20, 2018
Property Address	2225 WIND TRACE RD N, NAVARRE, FL 32566-1214
Document Number	0037671919
Book / Page	003767 / 001919
Instrument Date	Mar 23, 2018
Instrument	40663
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7985 NEWPORT ST NAVARRE FL 325667507, NAVARRE, FL 32566-7507

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$188,387 (+3%)	$256,727 (-5.55%) Land $31,556 Building $225,171
2023	$140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$182,899 (+3%)	$271,806 (+14.27%) Land $28,687 Building $243,119
2022	$131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$177,572	$237,855 Land $25,818 Building $212,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cox Communications.

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