2225 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2225 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1940
Lot Size	0.082 acres (3,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-1-18`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-1-18`
Alternative APN	`150004807600010180000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2225 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 WOOD
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	33200

Owner

2225 William St is owned and occupied by two individuals.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 WILLIAM ST, 27, SCHENECTADY, NY 12306-4424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2225 WILLIAM ST, SCHENECTADY, NY 12306-4424
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WILLIAM ST, SCHENECTADY, NY 12306-4424

Mortgage

Document Number	0000025461
Date	Oct 27, 2025
Instrument	202525461

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2225 WILLIAM ST, SCHENECTADY, NY 12306-4424
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WILLIAM ST, SCHENECTADY, NY 12306-4424

Mortgage

Document Number	0000041322
Date	Jul 20, 2023
Book Page	5318/577
Instrument	202341322

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SCHENECTADY, NY 12306

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2225 William St was $2,530 with exemptions applied, up 10.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+10.48%) Homeowner's exemption Senior Citizen's exemption
2025	$2,290.00	$65,900 Land $9,900 Building $56,000	$109,124 Land $16,393 Building $92,731
2023		$65,900 (-) Land $9,900 Building $56,000	$83,418 (+3.8%) Land $12,532 Building $70,886
2022		$65,900 Land $9,900 Building $56,000	$80,366 Land $12,073 Building $68,293
2021	$2,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2225 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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