2225 Surrey Rd, Sacramento, CA 95815 Property Records

Sacramento County property record for 2225 Surrey Rd, Sacramento, CA 95815

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,514 sqft · built 1955
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Tax Bill$2,543 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN277-0182-006-0000

Property Details

APN / Parcel Number

Primary APN277-0182-006-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,034 sqft
Bonus RoomBonus Room
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2225 SURREY RD
CitySACRAMENTO
StateCA
Zip95815-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSWANSTON ESTATES, LOT 47
Legal SubdivisionSWANSTON ESTATES
Legal Lot Number47
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2009
Census Tract5502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2225 SURREY RD, SACRAMENTO, CA 95815-3410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOFI BANK NA
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2013
Deed SaleDec 31, 2013
Prior SaleJun 2, 2009 · Amount on Record
Deed Book / Page20131231 / 405
Prior Transfer DateMar 16, 2007
Prior Transfer Doc0000001679
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2225 SURREY RD, SACRAMENTO, CA 95815-3410
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 SURREY RD, SACRAMENTO, CA 95815-3410

Mortgage

Document Number0000000576
DateOct 28, 2025
Instrument202510280576
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2225 SURREY RD, SACRAMENTO, CA 95815-3410
Document Number0000000434
Book / Page170228 / 000434
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedMar 17, 2017
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2225 SURREY RD SACRAMENTO CA 958153410, SACRAMENTO, CA 95815-3410

Mortgage

Document Number0000000434
DateFeb 28, 2017
Book Page170228/000434
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 27, 2042

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictTwin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$190,441 (+2%) Land $45,963 Building $144,478
2025$2,543.00 (+5.08%)$186,708 (+4.04%) Land $45,062 Building $141,646
2024$2,420.00 (-0.33%)
2023$2,428.00 (+5.7%)$179,460 Land $43,313 Building $136,147
2022$2,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims13 (1993–2000)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2000 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
unWired Broadband
Fixed Wireless
300 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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