2225 Sand Branch Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 2225 Sand Branch Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,132 sqft · built 2003
Lot Size	13.1 acres (573,685 sqft)
Owner	Individual Name on Record
Last Sale	$983,000 (May 2023)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0627-02-3574-00000`

Property Details

APN / Parcel Number

Primary APN	`0627-02-3574-00000`
Alternative APN	`062702461200000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	1,366 sqft
2nd Floor Area	672 sqft
Upper Floors Area	633 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Log Home
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	573,685 sqft (13.1 acres)
Terrain	Rolling
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	528 sqft
Deck Area	417 sqft
Patio Area	558 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	062702461200000
Street Address	2225 SAND BRANCH RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2023-05-08 DEE
Legal Description	DEED DATE: 2023-05-08 DEED: 6317-159 SUBDIV: BLOCK: LOT: &PB 134/197 SECTION: PLAT: 134-197
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BROAD RIVER
Census Block Group	1
Census Block	1007
Census Tract	3205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 21, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	0006317159
Deed Book / Page	6317 / 159
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 8, 2023
Property Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027
Document Number	0063170159
Book / Page	6317 / 159
Map Reference	MB 5076 PG 1197
Instrument Date	May 2, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,966.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 RICHARDSON BLVD UNIT 1221, 1221, BLACK MOUNTAIN, NC 28711-3688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027

Mortgage

Document Number	0006317162
Date	May 8, 2023
Instrument	6317/162

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 25, 2021
Property Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027
Document Number	0061380977
Book / Page	6138 / 977
Map Reference	MB 134 PG 197
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 LAKE AVE, 15, BLACK MOUNTAIN, NC 28711-3071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027

Mortgage

Document Number	6138979
Date	Oct 25, 2021
Instrument	6138/979

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058530882
Date	Jan 13, 2020
Book Page	5853/0882

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	2225 SAND BRANCH RD, BLACK MOUNTAIN, NC 28711-6027
Document Number	0055670149
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2225 SAND BRANCH RD BLACK MOUNTAIN NC 287116027, BLACK MOUNTAIN, NC 28711-6027

Mortgage

Document Number	0055670149
Date	Jul 6, 2017
Book Page	005567/000149

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00 (+7.63%)	$479,900 (-)
2023	$3,054.00	$479,900	$479,900 (-) Land $110,400 Building $369,500
2021			$479,900 Land $95,400 Building $384,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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