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2225 N 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2225 N 5th St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,140 sqft · built 1940
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Nov 2022)
Tax Bill$1,410 (2025)
Deeds & MortgagesNov 2022 Sale
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN082410A000

Property Details

APN / Parcel Number

Primary APN082410A000
Alternative APN
  • 6-006A-4135-10-0002.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area760 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number082410A000
Street Address2225 N 5TH ST
CitySAINT CHARLES
StateMO
Zip63301-0913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionROOSEVELT PL ADDN BLK 10 LOT 2
Legal SubdivisionROOSEVELT PL ADDN
Legal Block10
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2091
Census Tract310400

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2225 N 5TH ST, SAINT CHARLES, MO 63301-0913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer
DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Jun 7, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleJan 22, 2015
Deed Document Number202261005
Prior Transfer DateApr 12, 2022
Prior Transfer Doc0000032057
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 10, 2022
Property Address2225 N 5TH ST, SAINT CHARLES, MO 63301-0913
Document Number0000061005
Map ReferenceMB 3 PG 43
Instrument DateNov 8, 2022
Instrument2022R-061005
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1502 WATSON ST, SAINT CHARLES, MO 63301-1606

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 N 5TH ST, SAINT CHARLES, MO 63301-0913

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJun 7, 2022
Property Address2225 N 5TH ST, SAINT CHARLES, MO 63301-0913
Document Number0000032057
Map ReferenceMB 3 PG 43
Instrument DateApr 12, 2022
Instrument2022R-032057
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 N 5TH ST, SAINT CHARLES, MO 63301-0913

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,206 (-)$116,875 (-) Land $40,000 Building $76,875
2025$1,410.00 (-14.96%)$22,206 (+15.55%)$116,875 (+15.55%) Land $40,000 Building $76,875
2023$19,218 (-19.65%)
2022$1,658.00$23,918$101,144 (-19.65%) Land $30,000 Building $71,144
2021$125,886 Land $25,000 Building $100,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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