San Diego County property record for 2225 Monaghan Ct, Spring Valley, CA 91977 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1986 |
| Lot Size | 0.338 acres (14,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2015) |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 578-041-43-00 |
| Primary APN | 578-041-43-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 14,719 sqft (0.338 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2225 MONAGHAN CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM11090 |
| Legal Subdivision | PARCEL MAP NO 11090 |
| Legal Tract | 11090 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13906 |
Source: San Diego County records · APN 578-041-43-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CALIFORNIA FUNDING |
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional with PMI MCJAB INC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI MCJAB INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2015 · Amount on Record |
| Deed Sale | Feb 02, 2015 · Amount on Record |
| Prior Sale | Jan 17, 1986 · Amount on Record |
| Deed Document Number | 201546962 |
| Prior Transfer Date | Jul 23, 2013 |
| Prior Transfer Doc | 0000519667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Document Number | 0000483979 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022-0483979 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000538816 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017-0538816 |
| Name | FIRST CALIFORNIA FUNDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Document Number | 0000806416 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2225 MONAGHAN CT SPRING VALLEY CA 919773653, SPRING VALLEY, CA 91977-3653 |
| Document Number | 0000806416 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 806416 |
| Name | MCJAB INC |
|---|---|
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2225 MONAGHAN CT, SPRING VALLEY, CA 91977-3653 |
| Document Number | 0000444158 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2225 MONAGHAN CT SPRING VALLEY CA 919773653, SPRING VALLEY, CA 91977-3653 |
| Document Number | 0000444158 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 444158 |
| Name | MCJAB INC |
|---|---|
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,345 (+2%) Land $148,576 Building $341,769 | |
| 2025 | $6,328.00 (+7.22%) Homeowner's exemption | $480,731 (+4.04%) Land $145,663 Building $335,068 |
| 2023 | $5,902.00 (+1.6%) Homeowner's exemption | $462,065 Land $140,007 Building $322,058 |
| 2022 | $5,809.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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