2225 Mill St NE, Olympia, WA 98506 Property Records

Thurston County property record for 2225 Mill St NE, Olympia, WA 98506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 2016
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Feb 2025)
Tax Bill	$10 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81710002700`

Property Details

APN / Parcel Number

Primary APN	`81710002700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,996 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	884 sqft
Upper Floors Area	1,112 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2225 MILL ST NE
City	OLYMPIA
State	WA
Zip	98506-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NV
Legal Description	SECTION 08 TOWNSHIP 18 RANGE 1W QUARTER NW NW PLAT VILLAGE AT MILL POND PHASE 1 LT 27 DOCUMENT 4472339
Legal Range	01
Legal Township	18
Legal Section	08
Legal Subdivision	VILLAGE AT MILL POND PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	27
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2000
Census Tract	12223

Owner

2225 Mill St NE is owned and occupied by two individuals who bought it in February 2025.

Source: Thurston County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC
Oct 29, 2020	Loan Modification, Mortgage TIMBERLAND BK
Mar 19, 2018	Warranty Deed, Transfer STEWART TITLE OF WESTERN WAS
Mar 27, 2017	Warranty Deed, Transfer · Commercial Mortgage TIMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	20255046516
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Recording Date	May 4, 2026
Property Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033
Document Number	0005099190
Instrument Date	Apr 18, 2026
Instrument	20265099190
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033

Mortgage

Document Number	0005099190,
Date	May 4, 2026
Instrument	20265099190

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	THURSTON WA
Property Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033
Document Number	0004796559
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	STEWART TITLE THURSTON

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2225 MILL ST NE OLYMPIA WA 985067033, OLYMPIA, WA 98506-7033

Mortgage

Document Number	0004796559
Date	Oct 30, 2020
Instrument	4796559

Lender

Name	TIMBERLAND BK
Type	Bank
Address	423 WASHINGTON ST SE, OLYMPIA, WA 98501-1151

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 19, 2018
Property Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033
Document Number	0004616311
Map Reference	DOC4472339
Instrument Date	Mar 14, 2018
Instrument	4616311
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF WESTERN WAS

Transaction

Amount	Amount on Record
Tax	$7,280.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 MILL ST NE, OLYMPIA, WA 98506-7033

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 27, 2017
Property Address	2225 MILL ST NE, OLYMPIA, WA 98506-7033
Document Number	0004555807
Map Reference	DOC4472339
Instrument Date	Mar 21, 2017
Instrument	4555807
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,584.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 DESCHUTES WAY SW STE 110, 110, TUMWATER, WA 98501-7720

Mortgage

Document Number	0004555808
Date	Mar 27, 2017
Instrument	4555808

Lender

Name	TIMBERLAND BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2225 Mill St NE was $10.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Olympia City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$521,300 Land $104,400 Building $416,900	$521,300 Land $104,400 Building $416,900
2024	$4,658.00
2023	$4,658.00
2022		$472,800 Land $64,300 Building $408,500	$472,800 Land $64,300 Building $408,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 Mill St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Mill St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLYMPIA serves 126,966 people · EPA ID WA5363450
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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