2225 Lake Forest Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2225 Lake Forest Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,209 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Mar 2025)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0506-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0506-0160`
Alternative APNs	`00484951` `484951`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	780 sqft
Deck Area	156 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00484951
Street Address	2225 LAKE FOREST AVE
City	SPRING HILL
State	FL
Zip	34609-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 506 LOT 16
Legal Range	18E
Legal Township	23S
Legal Section	19
Legal Subdivision	SPRING HILL UN 9
Legal Block	506
Legal Lot Number	16
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2052
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU
Oct 25, 2018	Warranty Deed, Transfer NANCY A SELF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	2025019910
Deed Book / Page	4537 / 210
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716

Mortgage

Document Number	0043841954
Date	Jan 23, 2024
Book Page	4384/1954
Instrument	2024004438

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716

Mortgage

Document Number	0040690901
Date	Oct 14, 2021
Book Page	4069/901
Instrument	2021077077

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 16, 2019
Property Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716
Document Number	0036611762
Book / Page	3661 / 1762
Map Reference	MB 8 PG 38
Instrument Date	Dec 28, 2018
Instrument	2019002897
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9464 LORETTO ST, 9464, SPRING HILL, FL 34608-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716

Mortgage

Document Number	2019002898
Date	Jan 16, 2019
Instrument	2019002898

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 25, 2018
Property Address	2225 LAKE FOREST AVE, SPRING HILL, FL 34609-3716
Document Number	0036360355
Book / Page	003636 / 000355
Instrument Date	Oct 12, 2018
Instrument	64808
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9464 LORETTO ST SPRING HILL FL 346081735, SPRING HILL, FL 34608-1735

Mortgage

Document Number	36360357
Date	Oct 25, 2018
Book Page	003636/000357
Instrument	64809

Lender

Name	NANCY A SELF
Address	23112 EMERSON WAY, LAND O LAKES, FL 34639-4297

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Oct 24, 2020

Interest

Rate	10%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+2.56%) Additional exemption filed	$126,313 (+5.99%)	$210,716 (+6.93%) Land $43,886 Building $166,830
2023		$119,178 (+3%) Land $119,178
2022	$1,209.00 Homeowner's exemption	$115,707	$197,067 Land $30,302 Building $166,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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