2225 Duncan Trl, Clermont, FL 34714 Property Records

Lake County property record for 2225 Duncan Trl, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1992
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (Jan 2018)
Tax Bill	$2,974 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-0800-000-13300`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-0800-000-13300`
Alternative APN	`3452321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3452321
Street Address	2225 DUNCAN TRL
City	CLERMONT
State	FL
Zip	34714-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER GROVES PHASE 1 LOT 133 PB 32 PGS 79-80 ORB 5048 PG 472
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	GREATER GROVES
Legal Phase	1
Legal Tract	800
Legal Lot Number	133
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31324

Owner

2225 Duncan Trl is owned and occupied by an individual who bought it in January 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2225 DUNCAN TRL, CLERMONT, FL 34714-8011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	May 2, 1994 · Amount on File
Deed Document Number	2018000647
Deed Book / Page	5048 / 0472
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2225 DUNCAN TRL, CLERMONT, FL 34714-8011
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 DUNCAN TRL, CLERMONT, FL 34714-8011

Mortgage

Document Number	0056431967
Date	Feb 16, 2021
Book Page	5643/1967
Instrument	2021021110

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2018
Property Address	2225 DUNCAN TRL, CLERMONT, FL 34714-8011
Document Number	0050480472
Book / Page	5048 / 0472
Map Reference	MB 32 PG 79&80
Instrument Date	Dec 20, 2017
Instrument	2018000647
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITY LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 SE COUNTY RD, 831, ADA, OK 74820-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2225 DUNCAN TRL, CLERMONT, FL 34714-8011

Mortgage

Document Number	2018000648
Date	Jan 3, 2018
Instrument	2018000648

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,640 Land $92,750 Building $76,890	$276,452 Land $92,750 Building $183,702
2024	$2,974.00 (+8.7%)
2023	$2,736.00 (+8.19%) Homeowner's exemption	$160,060 (+3%)	$269,476 (+11.69%) Land $92,750 Building $176,726
2022	$2,529.00 Homeowner's exemption	$155,400	$241,266 Land $75,250 Building $166,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 Duncan Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Duncan Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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